Churchill vs One Mile: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Churchill and One Mile are both Ipswich City Council suburbs, sitting 32.9 km and 33.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $136 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Churchill
One Mile
Annual cost breakdown
| Category | Churchill | One Mile | Difference |
|---|---|---|---|
| Council rates | $1,298 | $1,298 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $6,768 | $6,804 | -$36 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,800 | $2,900 | -$100 |
| Body corporate (unit) | $2,400 | $2,800 | -$400 |
| Total (driving) | $12,766 | $12,902 | -$136 |
| Total (public transport) | $6,190 | $6,290 | -$100 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Churchill | One Mile | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Churchill vs One Mile (2026-27)
What the numbers show
Churchill and One Mile cost within $136 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,559, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $100 per year.
On public transport the two suburbs cost almost the same, $6,190 and $6,290 a year, so the $136 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,298 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Churchill by $36 a year, $6,768 against $6,804.
- Building insurance favours Churchill by $100 a year, $2,800 against $2,900.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 3.8 in Churchill against 2.5 in One Mile, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Churchill cumulative | One Mile cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,766 | $12,902 | $136 |
| Year 3 | $39,458 | $39,879 | $421 |
| Year 5 | $67,776 | $68,498 | $722 |
| Year 10 | $146,348 | $147,907 | $1,559 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Churchill or One Mile cheaper to live in?
Churchill is cheaper to run by car at $12,766 per year versus $12,902 for One Mile, a difference of $136 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Churchill and One Mile?
Annual council rates for a house are $1,298 in Churchill (Ipswich City Council) and $1,298 in One Mile (Ipswich City Council). Water and sewerage adds $1,900 in Churchill and $1,900 in One Mile. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Churchill and One Mile?
Annual driving commute costs are $6,768 from Churchill and $6,804 from One Mile to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Churchill and $192 from One Mile.
What is the 10-year cost difference between Churchill and One Mile?
At 3% annual cost growth, Churchill costs a cumulative $146,348 and One Mile costs $147,907 over 10 years by car. The cumulative difference is $1,559 in favour of Churchill. Excludes purchase price, mortgage, and personal expenses.
Which of Churchill and One Mile is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.