Clarence vs Oakey Park: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Clarence and Oakey Park are both Lithgow rates (OLG suburbs, sitting 101 km and 104.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Clarence
Oakey Park
Annual cost breakdown
| Category | Clarence | Oakey Park | Difference |
|---|---|---|---|
| Council rates | $1,186 | $1,186 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $2,400 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,486 | $22,486 | - |
| Total (public transport) | $7,286 | $7,286 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Clarence | Oakey Park | Difference |
|---|---|---|---|
| House | $2,554 | $2,554 | - |
| Unit | $2,020 | $2,020 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Clarence vs Oakey Park (2026-27)
What the numbers show
Clarence and Oakey Park cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,286 and $7,286 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Clarence cumulative | Oakey Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,486 | $22,486 | $0 |
| Year 3 | $69,502 | $69,502 | $0 |
| Year 5 | $119,381 | $119,381 | $0 |
| Year 10 | $257,777 | $257,777 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Clarence or Oakey Park cheaper to live in?
Clarence is cheaper to run by car at $22,486 per year versus $22,486 for Oakey Park, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Clarence and Oakey Park?
Annual council rates for a house are $1,186 in Clarence (Lithgow rates (OLG) and $1,186 in Oakey Park (Lithgow rates (OLG). Water and sewerage adds $1,300 in Clarence and $1,300 in Oakey Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Clarence and Oakey Park?
Annual driving commute costs are $17,600 from Clarence and $17,600 from Oakey Park to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Clarence and $2,400 from Oakey Park.
What is the 10-year cost difference between Clarence and Oakey Park?
At 3% annual cost growth, Clarence costs a cumulative $257,777 and Oakey Park costs $257,777 over 10 years by car. The cumulative difference is $0 in favour of Clarence. Excludes purchase price, mortgage, and personal expenses.
Which of Clarence and Oakey Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Lithgow rates (OLG and Lithgow rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.