Clareville vs Newport, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Clareville and Newport are both Northern Beaches rates (OLG suburbs, sitting 27.6 km and 25.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $221 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years, Newport costs about $2,500 less to run than Clareville. That's about $5 a week.
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Newport
Annual cost breakdown
| Category | Clareville | Newport | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,766 | $1,766 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,317 | $6,096 | +$221 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,450 | $1,450 | - |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,081 | $10,860 | +$221 |
| Total (public transport) | $7,164 | $7,164 | - |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Clareville | Newport | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Clareville vs Newport (2026-27)
What the numbers show
Clareville and Newport cost within $221 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,533, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $221 per year. Clareville is 27.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,164 and $7,164 a year, so the $221 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,766 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Newport by $221 a year, $6,096 against $6,317.
- Building insurance is identical at $1,450 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Clareville cumulative | Newport cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,081 | $10,860 | $221 |
| Year 3 | $34,250 | $33,567 | $683 |
| Year 5 | $58,831 | $57,657 | $1,174 |
| Year 10 | $127,031 | $124,498 | $2,533 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Clareville or Newport cheaper to live in?
Newport is cheaper to run by car at $10,860 per year versus $11,081 for Clareville, a difference of $221 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Clareville and Newport?
Annual council rates for a house are $1,766 in Clareville (Northern Beaches rates (OLG) and $1,766 in Newport (Northern Beaches rates (OLG). Water and sewerage adds $1,548 in Clareville and $1,548 in Newport. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Clareville and Newport?
Annual driving commute costs are $6,317 from Clareville and $6,096 from Newport to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Clareville and $2,400 from Newport.
What is the 10-year cost difference between Clareville and Newport?
At 3% annual cost growth, Clareville costs a cumulative $127,031 and Newport costs $124,498 over 10 years by car. The cumulative difference is $2,533 in favour of Newport. Excludes purchase price, mortgage, and personal expenses.
Which of Clareville and Newport suits you better?
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Sources: Northern Beaches rates (OLG and Northern Beaches rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.