Clemton Park vs Kingsgrove: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Clemton Park (Canterbury-Bankstown rates (OLG) and Kingsgrove (Georges River rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (11.6 km and 12.9 km).
Clemton Park runs $375 a year cheaper than Kingsgrove, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,299.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Clemton Park
Kingsgrove
Annual cost breakdown
| Category | Clemton Park | Kingsgrove | Difference |
|---|---|---|---|
| Council rates | $1,377 | $1,447 | -$70 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $3,351 | $3,656 | -$305 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,300 | $2,300 | - |
| Body corporate (unit) | $2,600 | $2,300 | +$300 |
| Total (driving) | $8,576 | $8,951 | -$375 |
| Total (public transport) | $7,611 | $7,681 | -$70 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Clemton Park | Kingsgrove | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Clemton Park vs Kingsgrove (2026-27)
What the numbers show
Clemton Park costs $375 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,299 in favour of Clemton Park.
The biggest single gap is commute costs at $305 per year. Kingsgrove is 12.9 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,611 and $7,681 a year, so the $375 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Clemton Park cumulative | Kingsgrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,576 | $8,951 | $375 |
| Year 3 | $26,508 | $27,667 | $1,159 |
| Year 5 | $45,531 | $47,522 | $1,991 |
| Year 10 | $98,314 | $102,613 | $4,299 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Clemton Park or Kingsgrove cheaper to live in?
Clemton Park is cheaper to run by car at $8,576 per year versus $8,951 for Kingsgrove, a difference of $375 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Clemton Park and Kingsgrove?
Annual council rates for a house are $1,377 in Clemton Park (Canterbury-Bankstown rates (OLG) and $1,447 in Kingsgrove (Georges River rates (OLG). Water and sewerage adds $1,548 in Clemton Park and $1,548 in Kingsgrove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Clemton Park and Kingsgrove?
Annual driving commute costs are $3,351 from Clemton Park and $3,656 from Kingsgrove to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Clemton Park and $2,386 from Kingsgrove.
What is the 10-year cost difference between Clemton Park and Kingsgrove?
At 3% annual cost growth, Clemton Park costs a cumulative $98,314 and Kingsgrove costs $102,613 over 10 years by car. The cumulative difference is $4,299 in favour of Clemton Park. Excludes purchase price, mortgage, and personal expenses.
Which of Clemton Park and Kingsgrove is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Canterbury-Bankstown rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.