Clemton Park vs Kingsgrove, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Clemton Park (Canterbury-Bankstown rates (OLG) and Kingsgrove (Georges River rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (11.6 km and 12.9 km).
Clemton Park runs $386 a year cheaper than Kingsgrove, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,425.
Over 10 years, Clemton Park costs about $4,400 less to run than Kingsgrove. That's about $9 a week.
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Kingsgrove
Annual cost breakdown
| Category | Clemton Park | Kingsgrove | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,447 | -$70 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $3,465 | $3,781 | -$316 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $2,600 | $2,300 | +$300 |
| Total (driving) | $8,240 | $8,626 | -$386 |
| Total (public transport) | $7,161 | $7,231 | -$70 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Clemton Park | Kingsgrove | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Clemton Park vs Kingsgrove (2026-27)
What the numbers show
Clemton Park costs $386 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,425 in favour of Clemton Park.
The biggest single gap is commute costs at $316 per year. Kingsgrove is 12.9 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,161 and $7,231 a year, so the $386 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Clemton Park by $70 a year, $1,377 against $1,447.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Clemton Park by $316 a year, $3,465 against $3,781.
- Building insurance is identical at $1,850 a year.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
10-year cumulative cost projection
| Year | Clemton Park cumulative | Kingsgrove cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,240 | $8,626 | $386 |
| Year 3 | $25,469 | $26,662 | $1,193 |
| Year 5 | $43,747 | $45,797 | $2,050 |
| Year 10 | $94,462 | $98,887 | $4,425 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Clemton Park or Kingsgrove cheaper to live in?
Clemton Park is cheaper to run by car at $8,240 per year versus $8,626 for Kingsgrove, a difference of $386 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Clemton Park and Kingsgrove?
Annual council rates for a house are $1,377 in Clemton Park (Canterbury-Bankstown rates (OLG) and $1,447 in Kingsgrove (Georges River rates (OLG). Water and sewerage adds $1,548 in Clemton Park and $1,548 in Kingsgrove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Clemton Park and Kingsgrove?
Annual driving commute costs are $3,465 from Clemton Park and $3,781 from Kingsgrove to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Clemton Park and $2,386 from Kingsgrove.
What is the 10-year cost difference between Clemton Park and Kingsgrove?
At 3% annual cost growth, Clemton Park costs a cumulative $94,462 and Kingsgrove costs $98,887 over 10 years by car. The cumulative difference is $4,425 in favour of Clemton Park. Excludes purchase price, mortgage, and personal expenses.
Which of Clemton Park and Kingsgrove suits you better?
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Sources: Canterbury-Bankstown rates (OLG and Georges River rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.