Clydesdale vs Redbournberry: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Clydesdale and Redbournberry are both Singleton rates (OLG suburbs, sitting 144.3 km and 145 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Redbournberry runs $300 a year cheaper than Clydesdale, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,439.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Clydesdale
Redbournberry
Annual cost breakdown
| Category | Clydesdale | Redbournberry | Difference |
|---|---|---|---|
| Council rates | $1,341 | $1,341 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $2,150 | +$300 |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,691 | $22,391 | +$300 |
| Total (public transport) | $7,491 | $7,191 | +$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Clydesdale | Redbournberry | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Clydesdale vs Redbournberry (2026-27)
What the numbers show
Redbournberry costs $300 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,439 in favour of Redbournberry.
The biggest single gap is home insurance at $300 per year. Clydesdale carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $300 per year, $7,491 from Clydesdale versus $7,191 from Redbournberry.
10-year cumulative cost projection
| Year | Clydesdale cumulative | Redbournberry cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,691 | $22,391 | $300 |
| Year 3 | $70,136 | $69,208 | $928 |
| Year 5 | $120,470 | $118,877 | $1,593 |
| Year 10 | $260,127 | $256,688 | $3,439 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Clydesdale or Redbournberry cheaper to live in?
Redbournberry is cheaper to run by car at $22,391 per year versus $22,691 for Clydesdale, a difference of $300 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Clydesdale and Redbournberry?
Annual council rates for a house are $1,341 in Clydesdale (Singleton rates (OLG) and $1,341 in Redbournberry (Singleton rates (OLG). Water and sewerage adds $1,300 in Clydesdale and $1,300 in Redbournberry. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Clydesdale and Redbournberry?
Annual driving commute costs are $17,600 from Clydesdale and $17,600 from Redbournberry to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Clydesdale and $2,400 from Redbournberry.
What is the 10-year cost difference between Clydesdale and Redbournberry?
At 3% annual cost growth, Clydesdale costs a cumulative $260,127 and Redbournberry costs $256,688 over 10 years by car. The cumulative difference is $3,439 in favour of Redbournberry. Excludes purchase price, mortgage, and personal expenses.
Which of Clydesdale and Redbournberry is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Singleton rates (OLG and Singleton rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.