Coalfalls vs Wulkuraka, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Coalfalls and Wulkuraka are both Ipswich City Council suburbs, sitting 31.6 km and 33.4 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $32 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Wulkuraka
Annual cost breakdown
| Category | Coalfalls | Wulkuraka | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,298 | $1,298 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,680 | $6,798 | -$118 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,300 | $2,150 | +$150 |
| Body corporate (unit) Estimated | $2,200 | $2,000 | +$200 |
| Total (driving) | $12,178 | $12,146 | +$32 |
| Total (public transport) | $5,690 | $5,540 | +$150 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Coalfalls | Wulkuraka | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Coalfalls vs Wulkuraka (2026-27)
What the numbers show
Coalfalls and Wulkuraka cost within $32 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $367, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $150 per year.
On public transport the two suburbs cost almost the same, $5,690 and $5,540 a year, so the $32 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,298 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Coalfalls by $118 a year, $6,680 against $6,798.
- Building insurance favours Wulkuraka by $150 a year, $2,150 against $2,300.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 4.8 in Coalfalls against 2.5 in Wulkuraka, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Coalfalls cumulative | Wulkuraka cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,178 | $12,146 | $32 |
| Year 3 | $37,641 | $37,542 | $99 |
| Year 5 | $64,655 | $64,485 | $170 |
| Year 10 | $139,607 | $139,240 | $367 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Coalfalls or Wulkuraka cheaper to live in?
Wulkuraka is cheaper to run by car at $12,146 per year versus $12,178 for Coalfalls, a difference of $32 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Coalfalls and Wulkuraka?
Annual council rates for a house are $1,298 in Coalfalls (Ipswich City Council) and $1,298 in Wulkuraka (Ipswich City Council). Water and sewerage adds $1,900 in Coalfalls and $1,900 in Wulkuraka. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Coalfalls and Wulkuraka?
Annual driving commute costs are $6,680 from Coalfalls and $6,798 from Wulkuraka to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Coalfalls and $192 from Wulkuraka.
What is the 10-year cost difference between Coalfalls and Wulkuraka?
At 3% annual cost growth, Coalfalls costs a cumulative $139,607 and Wulkuraka costs $139,240 over 10 years by car. The cumulative difference is $367 in favour of Wulkuraka. Excludes purchase price, mortgage, and personal expenses.
Which of Coalfalls and Wulkuraka suits you better?
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Sources: Ipswich City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.