Coes Creek vs West Woombye: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Coes Creek and West Woombye are both Sunshine Coast Council suburbs, sitting 14.5 km and 16.4 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Coes Creek runs $894 a year cheaper than West Woombye, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $10,249.
Over 10 years, Coes Creek costs about $10,200 less to run than West Woombye — the same as paying $10,200 less for the home. It's the cost no listing shows you.
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West Woombye
Annual cost breakdown
| Category | Coes Creek | West Woombye | Difference |
|---|---|---|---|
| Council rates | $1,771 | $1,771 | - |
| Water & sewerage | $2,094 | $2,094 | - |
| Commute (driving) | $4,012 | $4,406 | -$394 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,400 | -$500 |
| Body corporate (unit) | $2,000 | $2,000 | - |
| Total (driving) | $10,777 | $11,671 | -$894 |
| Total (public transport) | $6,957 | $7,457 | -$500 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Coes Creek | West Woombye | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Coes Creek vs West Woombye (2026-27)
What the numbers show
Coes Creek costs $894 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $10,249 in favour of Coes Creek.
The biggest single gap is home insurance at $500 per year.
On public transport the gap is $500 per year, $6,957 from Coes Creek versus $7,457 from West Woombye.
10-year cumulative cost projection
| Year | Coes Creek cumulative | West Woombye cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,777 | $11,671 | $894 |
| Year 3 | $33,311 | $36,074 | $2,763 |
| Year 5 | $57,217 | $61,963 | $4,746 |
| Year 10 | $123,546 | $133,795 | $10,249 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Coes Creek or West Woombye cheaper to live in?
Coes Creek is cheaper to run by car at $10,777 per year versus $11,671 for West Woombye, a difference of $894 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Coes Creek and West Woombye?
Annual council rates for a house are $1,771 in Coes Creek (Sunshine Coast Council) and $1,771 in West Woombye (Sunshine Coast Council). Water and sewerage adds $2,094 in Coes Creek and $2,094 in West Woombye. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Coes Creek and West Woombye?
Annual driving commute costs are $4,012 from Coes Creek and $4,406 from West Woombye to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Coes Creek and $192 from West Woombye.
What is the 10-year cost difference between Coes Creek and West Woombye?
At 3% annual cost growth, Coes Creek costs a cumulative $123,546 and West Woombye costs $133,795 over 10 years by car. The cumulative difference is $10,249 in favour of Coes Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Coes Creek and West Woombye is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Sunshine Coast Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.