Coes Creek vs West Woombye, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Coes Creek and West Woombye are both Sunshine Coast Council suburbs, sitting 14.5 km and 16.4 km from Maroochydore CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Coes Creek runs $707 a year cheaper than West Woombye, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $8,105.
Over 10 years, Coes Creek costs about $8,100 less to run than West Woombye. That's about $16 a week.
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West Woombye
Annual cost breakdown
| Category | Coes Creek | West Woombye | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,771 | $1,771 | - |
| Water & sewerage Official, 2026-27 | $2,094 | $2,094 | - |
| Commute (driving) Modelled, 2026-27 | $4,149 | $4,556 | -$407 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,050 | $2,350 | -$300 |
| Body corporate (unit) Estimated | $2,000 | $2,000 | - |
| Total (driving) | $10,064 | $10,771 | -$707 |
| Total (public transport) | $6,107 | $6,407 | -$300 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Coes Creek | West Woombye | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Coes Creek vs West Woombye (2026-27)
What the numbers show
Coes Creek costs $707 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,105 in favour of Coes Creek.
The biggest single gap is commute costs at $407 per year. West Woombye is 16.4 km from Maroochydore CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $300 per year, $6,107 from Coes Creek versus $6,407 from West Woombye.
Where the difference actually comes from
- Council rates is identical at $1,771 a year.
- Water and sewerage is identical at $2,094 a year.
- Driving commute favours Coes Creek by $407 a year, $4,149 against $4,556.
- Building insurance favours Coes Creek by $300 a year, $2,050 against $2,350.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 6.8 in West Woombye against 5.6 in Coes Creek, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Coes Creek cumulative | West Woombye cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,064 | $10,771 | $707 |
| Year 3 | $31,107 | $33,292 | $2,185 |
| Year 5 | $53,431 | $57,185 | $3,754 |
| Year 10 | $115,372 | $123,477 | $8,105 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Coes Creek or West Woombye cheaper to live in?
Coes Creek is cheaper to run by car at $10,064 per year versus $10,771 for West Woombye, a difference of $707 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Coes Creek and West Woombye?
Annual council rates for a house are $1,771 in Coes Creek (Sunshine Coast Council) and $1,771 in West Woombye (Sunshine Coast Council). Water and sewerage adds $2,094 in Coes Creek and $2,094 in West Woombye. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Coes Creek and West Woombye?
Annual driving commute costs are $4,149 from Coes Creek and $4,556 from West Woombye to Maroochydore CBD (ATO 91c/km). Public transport costs $192 from Coes Creek and $192 from West Woombye.
What is the 10-year cost difference between Coes Creek and West Woombye?
At 3% annual cost growth, Coes Creek costs a cumulative $115,372 and West Woombye costs $123,477 over 10 years by car. The cumulative difference is $8,105 in favour of Coes Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Coes Creek and West Woombye suits you better?
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Sources: Sunshine Coast Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.