Coes Creek vs Woombye, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Coes Creek and Woombye are both Sunshine Coast Council suburbs, sitting 14.5 km and 11.4 km from Maroochydore CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Woombye runs $433 a year cheaper than Coes Creek, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $4,963.
Over 10 years the gap between these two is about $5,000, about $10 a week, and most of it is the AI-estimated insurance line.
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Woombye
Annual cost breakdown
| Category | Coes Creek | Woombye | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,771 | $1,771 | - |
| Water & sewerage Official, 2026-27 | $2,094 | $2,094 | - |
| Commute (driving) Modelled, 2026-27 | $4,149 | $3,416 | +$733 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,050 | $2,350 | -$300 |
| Body corporate (unit) Estimated | $2,000 | $2,000 | - |
| Total (driving) | $10,064 | $9,631 | +$433 |
| Total (public transport) | $6,107 | $6,407 | -$300 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Coes Creek | Woombye | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Coes Creek vs Woombye (2026-27)
What the numbers show
Coes Creek and Woombye differ by $433 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $733, so neither suburb is named cheaper here.
The biggest single gap is commute costs at $733 per year. Coes Creek is 14.5 km from Maroochydore CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $300 per year, $6,107 from Coes Creek versus $6,407 from Woombye.
Where the difference actually comes from
- Council rates is identical at $1,771 a year.
- Water and sewerage is identical at $2,094 a year.
- Driving commute favours Woombye by $733 a year, $3,416 against $4,149.
- Building insurance favours Coes Creek by $300 a year, $2,050 against $2,350.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Coes Creek cumulative | Woombye cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,064 | $9,631 | $433 |
| Year 3 | $31,107 | $29,768 | $1,339 |
| Year 5 | $53,431 | $51,132 | $2,299 |
| Year 10 | $115,372 | $110,409 | $4,963 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Coes Creek or Woombye cheaper to live in?
Neither is named cheaper. Coes Creek runs $10,064 a year by car and Woombye $9,631, but most of the $433 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $733. Source: SuburbCost 2026 data.
What are council rates in Coes Creek and Woombye?
Annual council rates for a house are $1,771 in Coes Creek (Sunshine Coast Council) and $1,771 in Woombye (Sunshine Coast Council). Water and sewerage adds $2,094 in Coes Creek and $2,094 in Woombye. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Coes Creek and Woombye?
Annual driving commute costs are $4,149 from Coes Creek and $3,416 from Woombye to Maroochydore CBD (ATO 91c/km). Public transport costs $192 from Coes Creek and $192 from Woombye.
What is the 10-year cost difference between Coes Creek and Woombye?
At 3% annual cost growth, Coes Creek costs a cumulative $115,372 and Woombye costs $110,409 over 10 years by car. The cumulative difference is $4,963 in favour of Woombye. Excludes purchase price, mortgage, and personal expenses.
Which of Coes Creek and Woombye suits you better?
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Sources: Sunshine Coast Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.