Comboyne vs Innes View: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Comboyne and Innes View are both Port Macquarie-Hastings rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.
Comboyne runs $11,374 a year cheaper than Innes View, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $130,390.
Over 10 years, Comboyne costs about $130,400 less to run than Innes View — the same as paying $130,400 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Comboyne
Innes View
Annual cost breakdown
| Category | Comboyne | Innes View | Difference |
|---|---|---|---|
| Council rates | $1,370 | $1,370 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $6,826 | $18,200 | -$11,374 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,000 | $2,000 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $11,496 | $22,870 | -$11,374 |
| Total (public transport) | $7,070 | $7,070 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Comboyne | Innes View | Difference |
|---|---|---|---|
| House | $2,827 | $2,827 | - |
| Unit | $2,369 | $2,369 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Comboyne vs Innes View (2026-27)
What the numbers show
Comboyne costs $11,374 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $130,390 in favour of Comboyne.
The biggest single gap is commute costs at $11,374 per year. Innes View is more than 100 km from Sydney CBD, so its driving figure is a flat regional allowance of about 20,000 km of household driving a year rather than a commute.
On public transport the two suburbs cost almost the same, $7,070 and $7,070 a year, so the $11,374 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,370 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Comboyne by $11,374 a year, $6,826 against $18,200.
- Building insurance is identical at $2,000 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Comboyne cumulative | Innes View cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,496 | $22,870 | $11,374 |
| Year 3 | $35,533 | $70,689 | $35,156 |
| Year 5 | $61,034 | $121,420 | $60,386 |
| Year 10 | $131,789 | $262,179 | $130,390 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Comboyne or Innes View cheaper to live in?
Comboyne is cheaper to run by car at $11,496 per year versus $22,870 for Innes View, a difference of $11,374 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Comboyne and Innes View?
Annual council rates for a house are $1,370 in Comboyne (Port Macquarie-Hastings rates (OLG) and $1,370 in Innes View (Port Macquarie-Hastings rates (OLG). Water and sewerage adds $1,300 in Comboyne and $1,300 in Innes View. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Comboyne and Innes View?
Comboyne is $6,826 a year to drive to Port Macquarie CBD (ATO 91c/km). Innes View carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Public transport costs $2,400 from Comboyne and $2,400 from Innes View.
What is the 10-year cost difference between Comboyne and Innes View?
At 3% annual cost growth, Comboyne costs a cumulative $131,789 and Innes View costs $262,179 over 10 years by car. The cumulative difference is $130,390 in favour of Comboyne. Excludes purchase price, mortgage, and personal expenses.
Which of Comboyne and Innes View is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Port Macquarie-Hastings rates (OLG and Port Macquarie-Hastings rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.