Condell Park vs Yagoona: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Condell Park and Yagoona are both Canterbury-Bankstown rates (OLG suburbs, sitting 18.9 km and 17.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Yagoona runs $633 a year cheaper than Condell Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,257.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Condell Park
Yagoona
Annual cost breakdown
| Category | Condell Park | Yagoona | Difference |
|---|---|---|---|
| Council rates | $1,377 | $1,377 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $4,878 | $4,695 | +$183 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,300 | $1,850 | +$450 |
| Body corporate (unit) | $2,300 | $2,300 | - |
| Total (driving) | $10,103 | $9,470 | +$633 |
| Total (public transport) | $7,611 | $7,161 | +$450 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Condell Park | Yagoona | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Condell Park vs Yagoona (2026-27)
What the numbers show
Yagoona costs $633 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,257 in favour of Yagoona.
The biggest single gap is home insurance at $450 per year. Condell Park carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $450 per year, $7,611 from Condell Park versus $7,161 from Yagoona.
10-year cumulative cost projection
| Year | Condell Park cumulative | Yagoona cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,103 | $9,470 | $633 |
| Year 3 | $31,227 | $29,271 | $1,956 |
| Year 5 | $53,638 | $50,278 | $3,360 |
| Year 10 | $115,820 | $108,563 | $7,257 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Condell Park or Yagoona cheaper to live in?
Yagoona is cheaper to run by car at $9,470 per year versus $10,103 for Condell Park, a difference of $633 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Condell Park and Yagoona?
Annual council rates for a house are $1,377 in Condell Park (Canterbury-Bankstown rates (OLG) and $1,377 in Yagoona (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Condell Park and $1,548 in Yagoona. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Condell Park and Yagoona?
Annual driving commute costs are $4,878 from Condell Park and $4,695 from Yagoona to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Condell Park and $2,386 from Yagoona.
What is the 10-year cost difference between Condell Park and Yagoona?
At 3% annual cost growth, Condell Park costs a cumulative $115,820 and Yagoona costs $108,563 over 10 years by car. The cumulative difference is $7,257 in favour of Yagoona. Excludes purchase price, mortgage, and personal expenses.
Which of Condell Park and Yagoona is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Canterbury-Bankstown rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.