Condell Park vs Yagoona, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Condell Park and Yagoona are both Canterbury-Bankstown rates (OLG suburbs, sitting 18.9 km and 17.9 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Yagoona runs $489 a year cheaper than Condell Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $5,606.
Over 10 years the gap between these two is about $5,600, about $11 a week, and most of it is the AI-estimated insurance line.
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Yagoona
Annual cost breakdown
| Category | Condell Park | Yagoona | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,377 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,044 | $4,855 | +$189 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $1,600 | $1,300 | +$300 |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $9,569 | $9,080 | +$489 |
| Total (public transport) | $6,911 | $6,611 | +$300 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Condell Park | Yagoona | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Condell Park vs Yagoona (2026-27)
What the numbers show
Condell Park and Yagoona differ by $489 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $189, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $300 per year. Condell Park carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $300 per year, $6,911 from Condell Park versus $6,611 from Yagoona.
Where the difference actually comes from
- Council rates is identical at $1,377 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Yagoona by $189 a year, $4,855 against $5,044.
- Building insurance favours Yagoona by $300 a year, $1,300 against $1,600.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Condell Park against low in Yagoona, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Condell Park cumulative | Yagoona cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,569 | $9,080 | $489 |
| Year 3 | $29,577 | $28,065 | $1,512 |
| Year 5 | $50,803 | $48,207 | $2,596 |
| Year 10 | $109,698 | $104,092 | $5,606 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Condell Park or Yagoona cheaper to live in?
Neither is named cheaper. Condell Park runs $9,569 a year by car and Yagoona $9,080, but most of the $489 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $189. Source: SuburbCost 2026 data.
What are council rates in Condell Park and Yagoona?
Annual council rates for a house are $1,377 in Condell Park (Canterbury-Bankstown rates (OLG) and $1,377 in Yagoona (Canterbury-Bankstown rates (OLG). Water and sewerage adds $1,548 in Condell Park and $1,548 in Yagoona. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Condell Park and Yagoona?
Annual driving commute costs are $5,044 from Condell Park and $4,855 from Yagoona to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Condell Park and $2,386 from Yagoona.
What is the 10-year cost difference between Condell Park and Yagoona?
At 3% annual cost growth, Condell Park costs a cumulative $109,698 and Yagoona costs $104,092 over 10 years by car. The cumulative difference is $5,606 in favour of Yagoona. Excludes purchase price, mortgage, and personal expenses.
Which of Condell Park and Yagoona suits you better?
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Sources: Canterbury-Bankstown rates (OLG and Canterbury-Bankstown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.