Coopernook vs Moorland: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Coopernook and Moorland are both Mid-Coast rates (OLG suburbs, sitting 262.6 km and 267.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Coopernook
Moorland
Annual cost breakdown
| Category | Coopernook | Moorland | Difference |
|---|---|---|---|
| Council rates | $1,609 | $1,609 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,609 | $23,609 | - |
| Total (public transport) | $8,409 | $8,409 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Coopernook | Moorland | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Coopernook vs Moorland (2026-27)
What the numbers show
Coopernook and Moorland cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $8,409 and $8,409 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Coopernook cumulative | Moorland cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,609 | $23,609 | $0 |
| Year 3 | $72,973 | $72,973 | $0 |
| Year 5 | $125,343 | $125,343 | $0 |
| Year 10 | $270,651 | $270,651 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Coopernook or Moorland cheaper to live in?
Coopernook is cheaper to run by car at $23,609 per year versus $23,609 for Moorland, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Coopernook and Moorland?
Annual council rates for a house are $1,609 in Coopernook (Mid-Coast rates (OLG) and $1,609 in Moorland (Mid-Coast rates (OLG). Water and sewerage adds $1,300 in Coopernook and $1,300 in Moorland. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Coopernook and Moorland?
Annual driving commute costs are $17,600 from Coopernook and $17,600 from Moorland to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Coopernook and $2,400 from Moorland.
What is the 10-year cost difference between Coopernook and Moorland?
At 3% annual cost growth, Coopernook costs a cumulative $270,651 and Moorland costs $270,651 over 10 years by car. The cumulative difference is $0 in favour of Coopernook. Excludes purchase price, mortgage, and personal expenses.
Which of Coopernook and Moorland is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Mid-Coast rates (OLG and Mid-Coast rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.