Cooroy Mountain vs Eumundi, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Cooroy Mountain (Noosa Council) and Eumundi (Sunshine Coast Council) attract comparison from buyers considering suburbs across different council areas.
Cooroy Mountain runs $1,813 a year cheaper than Eumundi, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $20,784.
Over 10 years, Cooroy Mountain costs about $20,800 less to run than Eumundi. That's about $40 a week.
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Eumundi
Annual cost breakdown
| Category | Cooroy Mountain | Eumundi | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,540 | $1,771 | -$231 |
| Water & sewerage Official, 2026-27 | $2,094 | $2,094 | - |
| Commute (driving) Modelled, 2026-27 | $4,193 | $5,925 | -$1,732 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $2,200 | $2,050 | +$150 |
| Body corporate (unit) Estimated | $1,700 | $1,800 | -$100 |
| Total (driving) | $10,027 | $11,840 | -$1,813 |
| Total (public transport) | $6,026 | $6,107 | -$81 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Cooroy Mountain | Eumundi | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Cooroy Mountain vs Eumundi (2026-27)
What the numbers show
Cooroy Mountain costs $1,813 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $20,784 in favour of Cooroy Mountain.
The biggest single gap is commute costs at $1,732 per year. Eumundi is 24.4 km from Maroochydore CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,026 and $6,107 a year, so the $1,813 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Cooroy Mountain by $231 a year, $1,540 against $1,771.
- Water and sewerage is identical at $2,094 a year.
- Driving commute favours Cooroy Mountain by $1,732 a year, $4,193 against $5,925.
- Building insurance favours Eumundi by $150 a year, $2,050 against $2,200.
They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.
The catchment state school scores 7.3 in Eumundi against 6.2 in Cooroy Mountain, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Cooroy Mountain cumulative | Eumundi cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,027 | $11,840 | $1,813 |
| Year 3 | $30,992 | $36,596 | $5,604 |
| Year 5 | $53,235 | $62,860 | $9,625 |
| Year 10 | $114,948 | $135,732 | $20,784 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Cooroy Mountain or Eumundi cheaper to live in?
Cooroy Mountain is cheaper to run by car at $10,027 per year versus $11,840 for Eumundi, a difference of $1,813 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Cooroy Mountain and Eumundi?
Annual council rates for a house are $1,540 in Cooroy Mountain (Noosa Council) and $1,771 in Eumundi (Sunshine Coast Council). Water and sewerage adds $2,094 in Cooroy Mountain and $2,094 in Eumundi. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Cooroy Mountain and Eumundi?
Cooroy Mountain is $4,193 a year to drive to Noosa CBD (ATO 91c/km). Eumundi is $5,925 a year to drive to Maroochydore CBD (ATO 91c/km). Public transport costs $192 from Cooroy Mountain and $192 from Eumundi.
What is the 10-year cost difference between Cooroy Mountain and Eumundi?
At 3% annual cost growth, Cooroy Mountain costs a cumulative $114,948 and Eumundi costs $135,732 over 10 years by car. The cumulative difference is $20,784 in favour of Cooroy Mountain. Excludes purchase price, mortgage, and personal expenses.
Which of Cooroy Mountain and Eumundi suits you better?
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Sources: Noosa Council and Sunshine Coast Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.