Cooroy vs Cooroy Mountain: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Cooroy and Cooroy Mountain are both Noosa Council suburbs, sitting 19.4 km and 14.7 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Cooroy Mountain runs $611 a year cheaper than Cooroy, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $7,005.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Cooroy
Cooroy Mountain
Annual cost breakdown
| Category | Cooroy | Cooroy Mountain | Difference |
|---|---|---|---|
| Council rates | $1,540 | $1,540 | - |
| Water & sewerage | $2,094 | $2,094 | - |
| Commute (driving) | $4,966 | $4,055 | +$911 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,900 | $3,200 | -$300 |
| Body corporate (unit) | $1,800 | $1,700 | +$100 |
| Total (driving) | $11,500 | $10,889 | +$611 |
| Total (public transport) | $6,726 | $7,026 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Cooroy | Cooroy Mountain | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Cooroy vs Cooroy Mountain (2026-27)
What the numbers show
Cooroy Mountain costs $611 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,005 in favour of Cooroy Mountain.
The biggest single gap is commute costs at $911 per year. Cooroy is 19.4 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the gap is $300 per year, $6,726 from Cooroy versus $7,026 from Cooroy Mountain.
10-year cumulative cost projection
| Year | Cooroy cumulative | Cooroy Mountain cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,500 | $10,889 | $611 |
| Year 3 | $35,545 | $33,657 | $1,888 |
| Year 5 | $61,055 | $57,811 | $3,244 |
| Year 10 | $131,835 | $124,830 | $7,005 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Cooroy or Cooroy Mountain cheaper to live in?
Cooroy Mountain is cheaper to run by car at $10,889 per year versus $11,500 for Cooroy, a difference of $611 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Cooroy and Cooroy Mountain?
Annual council rates for a house are $1,540 in Cooroy (Noosa Council) and $1,540 in Cooroy Mountain (Noosa Council). Water and sewerage adds $2,094 in Cooroy and $2,094 in Cooroy Mountain. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Cooroy and Cooroy Mountain?
Annual driving commute costs are $4,966 from Cooroy and $4,055 from Cooroy Mountain to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Cooroy and $192 from Cooroy Mountain.
What is the 10-year cost difference between Cooroy and Cooroy Mountain?
At 3% annual cost growth, Cooroy costs a cumulative $131,835 and Cooroy Mountain costs $124,830 over 10 years by car. The cumulative difference is $7,005 in favour of Cooroy Mountain. Excludes purchase price, mortgage, and personal expenses.
Which of Cooroy and Cooroy Mountain is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Noosa Council and Noosa Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.