Cranley vs Rockville: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Cranley and Rockville are both Toowoomba Regional Council suburbs, sitting 5.7 km and 2.9 km from Toowoomba CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Rockville runs $674 a year cheaper than Cranley, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $7,727.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Cranley
Rockville
Annual cost breakdown
| Category | Cranley | Rockville | Difference |
|---|---|---|---|
| Council rates | $1,444 | $1,444 | - |
| Water & sewerage | $2,188 | $2,188 | - |
| Commute (driving) | $1,850 | $976 | +$874 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $1,700 | $1,900 | -$200 |
| Body corporate (unit) | $2,000 | $2,200 | -$200 |
| Total (driving) | $7,182 | $6,508 | +$674 |
| Total (public transport) | $5,524 | $5,724 | -$200 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Cranley | Rockville | Difference |
|---|---|---|---|
| House | $2,274 | $2,274 | - |
| Unit | $1,870 | $1,870 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Cranley vs Rockville (2026-27)
What the numbers show
Rockville costs $674 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,727 in favour of Rockville.
The biggest single gap is commute costs at $874 per year. Cranley is 5.7 km from Toowoomba CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $200 per year, $5,524 from Cranley versus $5,724 from Rockville.
Where the difference actually comes from
- Council rates is identical at $1,444 a year.
- Water and sewerage is identical at $2,188 a year.
- Driving commute favours Rockville by $874 a year, $976 against $1,850.
- Building insurance favours Cranley by $200 a year, $1,700 against $1,900.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Cranley cumulative | Rockville cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,182 | $6,508 | $674 |
| Year 3 | $22,199 | $20,116 | $2,083 |
| Year 5 | $38,130 | $34,552 | $3,578 |
| Year 10 | $82,334 | $74,607 | $7,727 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Cranley or Rockville cheaper to live in?
Rockville is cheaper to run by car at $6,508 per year versus $7,182 for Cranley, a difference of $674 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Cranley and Rockville?
Annual council rates for a house are $1,444 in Cranley (Toowoomba Regional Council) and $1,444 in Rockville (Toowoomba Regional Council). Water and sewerage adds $2,188 in Cranley and $2,188 in Rockville. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Cranley and Rockville?
Annual driving commute costs are $1,850 from Cranley and $976 from Rockville to Toowoomba CBD (ATO 91c/km). Public transport costs $192 from Cranley and $192 from Rockville.
What is the 10-year cost difference between Cranley and Rockville?
At 3% annual cost growth, Cranley costs a cumulative $82,334 and Rockville costs $74,607 over 10 years by car. The cumulative difference is $7,727 in favour of Rockville. Excludes purchase price, mortgage, and personal expenses.
Which of Cranley and Rockville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.