Croydon Park vs Enfield: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Croydon Park (Canterbury-Bankstown rates (OLG) and Enfield (Burwood rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (10.1 km and 10.7 km).
The two sit within $146 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Croydon Park
Enfield
Annual cost breakdown
| Category | Croydon Park | Enfield | Difference |
|---|---|---|---|
| Council rates | $1,377 | $1,731 | -$354 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $2,982 | $3,132 | -$150 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,950 | $2,300 | +$650 |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $8,857 | $8,711 | +$146 |
| Total (public transport) | $8,261 | $7,965 | +$296 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Croydon Park | Enfield | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Croydon Park vs Enfield (2026-27)
What the numbers show
Croydon Park and Enfield cost within $146 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,674, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $650 per year. Croydon Park carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $296 per year, $8,261 from Croydon Park versus $7,965 from Enfield.
10-year cumulative cost projection
| Year | Croydon Park cumulative | Enfield cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,857 | $8,711 | $146 |
| Year 3 | $27,376 | $26,925 | $451 |
| Year 5 | $47,023 | $46,248 | $775 |
| Year 10 | $101,536 | $99,862 | $1,674 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Croydon Park or Enfield cheaper to live in?
Enfield is cheaper to run by car at $8,711 per year versus $8,857 for Croydon Park, a difference of $146 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Croydon Park and Enfield?
Annual council rates for a house are $1,377 in Croydon Park (Canterbury-Bankstown rates (OLG) and $1,731 in Enfield (Burwood rates (OLG). Water and sewerage adds $1,548 in Croydon Park and $1,548 in Enfield. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Croydon Park and Enfield?
Annual driving commute costs are $2,982 from Croydon Park and $3,132 from Enfield to Sydney CBD (ATO 88c/km). Public transport costs $2,386 from Croydon Park and $2,386 from Enfield.
What is the 10-year cost difference between Croydon Park and Enfield?
At 3% annual cost growth, Croydon Park costs a cumulative $101,536 and Enfield costs $99,862 over 10 years by car. The cumulative difference is $1,674 in favour of Enfield. Excludes purchase price, mortgage, and personal expenses.
Which of Croydon Park and Enfield is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Canterbury-Bankstown rates (OLG and Burwood rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.