Croydon Park vs Enfield, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Croydon Park (Canterbury-Bankstown rates (OLG) and Enfield (Burwood rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (10.1 km and 10.7 km).
The two sit within $9 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Enfield
Annual cost breakdown
| Category | Croydon Park | Enfield | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,377 | $1,731 | -$354 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $3,084 | $3,239 | -$155 |
| Commute (public transport) Modelled, 2026-27 | $2,386 | $2,386 | - |
| Home insurance Estimated | $2,350 | $1,850 | +$500 |
| Body corporate (unit) Estimated | $2,600 | $2,600 | - |
| Total (driving) | $8,359 | $8,368 | -$9 |
| Total (public transport) | $7,661 | $7,515 | +$146 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Croydon Park | Enfield | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Croydon Park vs Enfield (2026-27)
What the numbers show
Croydon Park and Enfield cost within $9 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $103, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $500 per year. Croydon Park carries high flood risk, which pushes estimated premiums higher.
On public transport the two suburbs cost almost the same, $7,661 and $7,515 a year, so the $9 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Croydon Park by $354 a year, $1,377 against $1,731.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Croydon Park by $155 a year, $3,084 against $3,239.
- Building insurance favours Enfield by $500 a year, $1,850 against $2,350.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Flood risk is rated high in Croydon Park against medium in Enfield, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Croydon Park cumulative | Enfield cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,359 | $8,368 | $9 |
| Year 3 | $25,837 | $25,865 | $28 |
| Year 5 | $44,379 | $44,427 | $48 |
| Year 10 | $95,827 | $95,930 | $103 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Croydon Park or Enfield cheaper to live in?
Croydon Park is cheaper to run by car at $8,359 per year versus $8,368 for Enfield, a difference of $9 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Croydon Park and Enfield?
Annual council rates for a house are $1,377 in Croydon Park (Canterbury-Bankstown rates (OLG) and $1,731 in Enfield (Burwood rates (OLG). Water and sewerage adds $1,548 in Croydon Park and $1,548 in Enfield. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Croydon Park and Enfield?
Annual driving commute costs are $3,084 from Croydon Park and $3,239 from Enfield to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from Croydon Park and $2,386 from Enfield.
What is the 10-year cost difference between Croydon Park and Enfield?
At 3% annual cost growth, Croydon Park costs a cumulative $95,827 and Enfield costs $95,930 over 10 years by car. The cumulative difference is $103 in favour of Croydon Park. Excludes purchase price, mortgage, and personal expenses.
Which of Croydon Park and Enfield suits you better?
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Sources: Canterbury-Bankstown rates (OLG and Burwood rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.