Currajong vs Gulliver: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Currajong and Gulliver are both Townsville City Council suburbs, sitting 4.3 km and 5.2 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Currajong runs $568 a year cheaper than Gulliver, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,511.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Currajong
Gulliver
Annual cost breakdown
| Category | Currajong | Gulliver | Difference |
|---|---|---|---|
| Council rates | $1,343 | $1,343 | - |
| Water & sewerage | $2,099 | $2,099 | - |
| Commute (driving) | $1,375 | $1,643 | -$268 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $4,500 | $4,800 | -$300 |
| Body corporate (unit) | $2,200 | $2,200 | - |
| Total (driving) | $9,317 | $9,885 | -$568 |
| Total (public transport) | $8,134 | $8,434 | -$300 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Currajong | Gulliver | Difference |
|---|---|---|---|
| House | $2,218 | $2,218 | - |
| Unit | $1,773 | $1,773 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Currajong vs Gulliver (2026-27)
What the numbers show
Currajong costs $568 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,511 in favour of Currajong.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $8,134 from Currajong versus $8,434 from Gulliver.
10-year cumulative cost projection
| Year | Currajong cumulative | Gulliver cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,317 | $9,885 | $568 |
| Year 3 | $28,798 | $30,554 | $1,756 |
| Year 5 | $49,465 | $52,481 | $3,016 |
| Year 10 | $106,809 | $113,320 | $6,511 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Currajong or Gulliver cheaper to live in?
Currajong is cheaper to run by car at $9,317 per year versus $9,885 for Gulliver, a difference of $568 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Currajong and Gulliver?
Annual council rates for a house are $1,343 in Currajong (Townsville City Council) and $1,343 in Gulliver (Townsville City Council). Water and sewerage adds $2,099 in Currajong and $2,099 in Gulliver. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Currajong and Gulliver?
Annual driving commute costs are $1,375 from Currajong and $1,643 from Gulliver to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Currajong and $192 from Gulliver.
What is the 10-year cost difference between Currajong and Gulliver?
At 3% annual cost growth, Currajong costs a cumulative $106,809 and Gulliver costs $113,320 over 10 years by car. The cumulative difference is $6,511 in favour of Currajong. Excludes purchase price, mortgage, and personal expenses.
Which of Currajong and Gulliver is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Townsville City Council and Townsville City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.