Currajong vs Gulliver, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Currajong and Gulliver are both Townsville City Council suburbs, sitting 4.3 km and 5.2 km from Townsville CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Currajong runs $577 a year cheaper than Gulliver, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,615.
Over 10 years the gap between these two is about $6,600, about $13 a week, and most of it is the AI-estimated insurance line.
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Gulliver
Annual cost breakdown
| Category | Currajong | Gulliver | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,343 | $1,343 | - |
| Water & sewerage Official, 2026-27 | $2,099 | $2,099 | - |
| Commute (driving) Modelled, 2026-27 | $1,422 | $1,699 | -$277 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $3,850 | $4,150 | -$300 |
| Body corporate (unit) Estimated | $2,200 | $2,200 | - |
| Total (driving) | $8,714 | $9,291 | -$577 |
| Total (public transport) | $7,484 | $7,784 | -$300 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Currajong | Gulliver | Difference |
|---|---|---|---|
| House | $2,373 | $2,373 | - |
| Unit | $1,945 | $1,945 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Currajong vs Gulliver (2026-27)
What the numbers show
Currajong and Gulliver differ by $577 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $277, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,484 from Currajong versus $7,784 from Gulliver.
Where the difference actually comes from
- Council rates is identical at $1,343 a year.
- Water and sewerage is identical at $2,099 a year.
- Driving commute favours Currajong by $277 a year, $1,422 against $1,699.
- Building insurance favours Currajong by $300 a year, $3,850 against $4,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Currajong cumulative | Gulliver cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,714 | $9,291 | $577 |
| Year 3 | $26,934 | $28,718 | $1,784 |
| Year 5 | $46,264 | $49,327 | $3,063 |
| Year 10 | $99,896 | $106,511 | $6,615 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Currajong or Gulliver cheaper to live in?
Neither is named cheaper. Currajong runs $8,714 a year by car and Gulliver $9,291, but most of the $577 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $277. Source: SuburbCost 2026 data.
What are council rates in Currajong and Gulliver?
Annual council rates for a house are $1,343 in Currajong (Townsville City Council) and $1,343 in Gulliver (Townsville City Council). Water and sewerage adds $2,099 in Currajong and $2,099 in Gulliver. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Currajong and Gulliver?
Annual driving commute costs are $1,422 from Currajong and $1,699 from Gulliver to Townsville CBD (ATO 91c/km). Public transport costs $192 from Currajong and $192 from Gulliver.
What is the 10-year cost difference between Currajong and Gulliver?
At 3% annual cost growth, Currajong costs a cumulative $99,896 and Gulliver costs $106,511 over 10 years by car. The cumulative difference is $6,615 in favour of Currajong. Excludes purchase price, mortgage, and personal expenses.
Which of Currajong and Gulliver suits you better?
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Sources: Townsville City Council and Townsville City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.