Currajong vs Vincent, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Currajong and Vincent are both Townsville City Council suburbs, sitting 4.3 km and 6.1 km from Townsville CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Currajong runs $447 a year cheaper than Vincent, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,125.
Over 10 years, Currajong costs about $5,100 less to run than Vincent. That's about $10 a week.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →Currajong
Vincent
Annual cost breakdown
| Category | Currajong | Vincent | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,343 | $1,343 | - |
| Water & sewerage Official, 2026-27 | $2,099 | $2,099 | - |
| Commute (driving) Modelled, 2026-27 | $1,422 | $1,969 | -$547 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $3,850 | $3,750 | +$100 |
| Body corporate (unit) Estimated | $2,200 | $2,400 | -$200 |
| Total (driving) | $8,714 | $9,161 | -$447 |
| Total (public transport) | $7,484 | $7,384 | +$100 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Currajong | Vincent | Difference |
|---|---|---|---|
| House | $2,373 | $2,373 | - |
| Unit | $1,945 | $1,945 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Currajong vs Vincent (2026-27)
What the numbers show
Currajong costs $447 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,125 in favour of Currajong.
The biggest single gap is commute costs at $547 per year. Vincent is 6.1 km from Townsville CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,484 and $7,384 a year, so the $447 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,343 a year.
- Water and sewerage is identical at $2,099 a year.
- Driving commute favours Currajong by $547 a year, $1,422 against $1,969.
- Building insurance favours Vincent by $100 a year, $3,750 against $3,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 3.6 in Currajong against 1 in Vincent, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Currajong cumulative | Vincent cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,714 | $9,161 | $447 |
| Year 3 | $26,934 | $28,316 | $1,382 |
| Year 5 | $46,264 | $48,637 | $2,373 |
| Year 10 | $99,896 | $105,021 | $5,125 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Currajong or Vincent cheaper to live in?
Currajong is cheaper to run by car at $8,714 per year versus $9,161 for Vincent, a difference of $447 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Currajong and Vincent?
Annual council rates for a house are $1,343 in Currajong (Townsville City Council) and $1,343 in Vincent (Townsville City Council). Water and sewerage adds $2,099 in Currajong and $2,099 in Vincent. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Currajong and Vincent?
Annual driving commute costs are $1,422 from Currajong and $1,969 from Vincent to Townsville CBD (ATO 91c/km). Public transport costs $192 from Currajong and $192 from Vincent.
What is the 10-year cost difference between Currajong and Vincent?
At 3% annual cost growth, Currajong costs a cumulative $99,896 and Vincent costs $105,021 over 10 years by car. The cumulative difference is $5,125 in favour of Currajong. Excludes purchase price, mortgage, and personal expenses.
Which of Currajong and Vincent suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Townsville City Council and Townsville City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.