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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Cutella vs Yalangur: true annual running costs compared (2026)

Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks

Cutella and Yalangur are both Toowoomba Regional Council suburbs, sitting 17.4 km and 20.5 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Cutella is the cheaper suburb to live in

Cutella runs $551 a year cheaper than Yalangur, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $6,316.

$551difference per year
$6,316over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Cutella

4352 · Toowoomba Regional Council · 17.4 km from CBD
$10,233
Total annual cost (driving)
Public transport total$5,824
School score4.5/10
Flood & fire riskIn report

Yalangur

4352 · Toowoomba Regional Council · 20.5 km from CBD
$10,784
Total annual cost (driving)
Public transport total$5,824
School score4.5/10
Flood & fire riskIn report

Annual cost breakdown

CategoryCutellaYalangurDifference
Council rates$1,444$1,444-
Water & sewerage$2,188$2,188-
Commute (driving)$4,601$5,152-$551
Commute (public transport)$192$192-
Home insurance$2,000$2,000-
Body corporate (unit)$1,800$1,500+$300
Total (driving)$10,233$10,784-$551
Total (public transport)$5,824$5,824-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingCutellaYalangurDifference
House$2,115$2,115-
Unit$1,696$1,696-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Cutella vs Yalangur (2026-27)

What the numbers show

Cutella costs $551 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,316 in favour of Cutella.

The biggest single gap is commute costs at $551 per year. Yalangur is 20.5 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $5,824 and $5,824 a year, so the $551 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearCutella cumulativeYalangur cumulativeDifference
Year 1$10,233$10,784$551
Year 3$31,629$33,332$1,703
Year 5$54,328$57,254$2,926
Year 10$117,310$123,626$6,316

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Cutella or Yalangur cheaper to live in?

    Cutella is cheaper to run by car at $10,233 per year versus $10,784 for Yalangur, a difference of $551 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Cutella and Yalangur?

    Annual council rates for a house are $1,444 in Cutella (Toowoomba Regional Council) and $1,444 in Yalangur (Toowoomba Regional Council). Water and sewerage adds $2,188 in Cutella and $2,188 in Yalangur. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Cutella and Yalangur?

    Annual driving commute costs are $4,601 from Cutella and $5,152 from Yalangur to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Cutella and $192 from Yalangur.

  4. What is the 10-year cost difference between Cutella and Yalangur?

    At 3% annual cost growth, Cutella costs a cumulative $117,310 and Yalangur costs $123,626 over 10 years by car. The cumulative difference is $6,316 in favour of Cutella. Excludes purchase price, mortgage, and personal expenses.

Which of Cutella and Yalangur is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.