Darlington vs Redfern, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Darlington and Redfern are both Sydney rates (OLG suburbs, sitting 2.8 km and 2.7 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Redfern runs $382 a year cheaper than Darlington, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,379.
Over 10 years the gap between these two is about $4,400, about $8 a week, and most of it is the AI-estimated insurance line.
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Redfern
Annual cost breakdown
| Category | Darlington | Redfern | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $924 | $924 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $944 | $912 | +$32 |
| Commute (public transport) Modelled, 2026-27 | $1,920 | $1,920 | - |
| Home insurance Estimated | $1,850 | $1,500 | +$350 |
| Body corporate (unit) Estimated | $3,500 | $3,500 | - |
| Total (driving) | $5,266 | $4,884 | +$382 |
| Total (public transport) | $6,242 | $5,892 | +$350 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Darlington | Redfern | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Darlington vs Redfern (2026-27)
What the numbers show
Darlington and Redfern differ by $382 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $32, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year. Darlington carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $350 per year, $6,242 from Darlington versus $5,892 from Redfern.
Where the difference actually comes from
- Council rates is identical at $924 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Redfern by $32 a year, $912 against $944.
- Building insurance favours Redfern by $350 a year, $1,500 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Darlington against low in Redfern, which feeds the insurance estimate. The catchment state school scores 9.4 in Redfern against 6.8 in Darlington, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Darlington cumulative | Redfern cumulative | Difference |
|---|---|---|---|
| Year 1 | $5,266 | $4,884 | $382 |
| Year 3 | $16,277 | $15,096 | $1,181 |
| Year 5 | $27,958 | $25,930 | $2,028 |
| Year 10 | $60,369 | $55,990 | $4,379 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Darlington or Redfern cheaper to live in?
Neither is named cheaper. Darlington runs $5,266 a year by car and Redfern $4,884, but most of the $382 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $32. Source: SuburbCost 2026 data.
What are council rates in Darlington and Redfern?
Annual council rates for a house are $924 in Darlington (Sydney rates (OLG) and $924 in Redfern (Sydney rates (OLG). Water and sewerage adds $1,548 in Darlington and $1,548 in Redfern. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Darlington and Redfern?
Annual driving commute costs are $944 from Darlington and $912 from Redfern to Sydney CBD (ATO 91c/km). Public transport costs $1,920 from Darlington and $1,920 from Redfern.
What is the 10-year cost difference between Darlington and Redfern?
At 3% annual cost growth, Darlington costs a cumulative $60,369 and Redfern costs $55,990 over 10 years by car. The cumulative difference is $4,379 in favour of Redfern. Excludes purchase price, mortgage, and personal expenses.
Which of Darlington and Redfern suits you better?
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Sources: Sydney rates (OLG and Sydney rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.