Deeragun vs Jensen: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Deeragun and Jensen are both Townsville City Council suburbs, sitting 15.6 km and 18.4 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Deeragun runs $544 a year cheaper than Jensen, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $6,236.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Deeragun
Jensen
Annual cost breakdown
| Category | Deeragun | Jensen | Difference |
|---|---|---|---|
| Council rates | $1,343 | $1,343 | - |
| Water & sewerage | $2,099 | $2,099 | - |
| Commute (driving) | $4,244 | $4,788 | -$544 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $4,200 | $4,200 | - |
| Body corporate (unit) | $2,200 | $2,200 | - |
| Total (driving) | $11,886 | $12,430 | -$544 |
| Total (public transport) | $7,834 | $7,834 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Deeragun | Jensen | Difference |
|---|---|---|---|
| House | $2,218 | $2,218 | - |
| Unit | $1,773 | $1,773 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Deeragun vs Jensen (2026-27)
What the numbers show
Deeragun costs $544 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,236 in favour of Deeragun.
The biggest single gap is commute costs at $544 per year. Jensen is 18.4 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,834 and $7,834 a year, so the $544 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Deeragun cumulative | Jensen cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,886 | $12,430 | $544 |
| Year 3 | $36,738 | $38,420 | $1,682 |
| Year 5 | $63,104 | $65,993 | $2,889 |
| Year 10 | $136,260 | $142,496 | $6,236 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Deeragun or Jensen cheaper to live in?
Deeragun is cheaper to run by car at $11,886 per year versus $12,430 for Jensen, a difference of $544 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Deeragun and Jensen?
Annual council rates for a house are $1,343 in Deeragun (Townsville City Council) and $1,343 in Jensen (Townsville City Council). Water and sewerage adds $2,099 in Deeragun and $2,099 in Jensen. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Deeragun and Jensen?
Annual driving commute costs are $4,244 from Deeragun and $4,788 from Jensen to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Deeragun and $192 from Jensen.
What is the 10-year cost difference between Deeragun and Jensen?
At 3% annual cost growth, Deeragun costs a cumulative $136,260 and Jensen costs $142,496 over 10 years by car. The cumulative difference is $6,236 in favour of Deeragun. Excludes purchase price, mortgage, and personal expenses.
Which of Deeragun and Jensen is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Townsville City Council and Townsville City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.