Deuchar vs Hendon, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Deuchar and Hendon are both Southern Downs Regional Council suburbs, sitting 59.8 km and 57.2 km from Toowoomba CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Deuchar runs $321 a year cheaper than Hendon, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,679.
Over 10 years, Deuchar costs about $3,700 less to run than Hendon. That's about $7 a week.
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Hendon
Annual cost breakdown
| Category | Deuchar | Hendon | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,416 | $1,416 | - |
| Water & sewerage Estimated stand-in | $2,188 | $2,188 | - |
| Commute (driving) Modelled, 2026-27 | $5,276 | $5,697 | -$421 |
| Commute (public transport) Modelled, 2026-27 | $5,276 | $5,697 | -$421 |
| Home insurance Estimated | $2,150 | $2,050 | +$100 |
| Body corporate (unit) Estimated | $1,400 | $1,800 | -$400 |
| Total (driving) | $11,030 | $11,351 | -$321 |
| Total (public transport) | $11,030 | $11,351 | -$321 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Deuchar's water charge is Toowoomba Regional Council Water & Sewerage's, standing in until its own council's schedule is loaded. Hendon's water charge is Toowoomba Regional Council Water & Sewerage's, standing in until its own council's schedule is loaded. Council rates: minimum residential general rate (QLD).
| Dwelling | Deuchar | Hendon | Difference |
|---|---|---|---|
| House | $2,274 | $2,274 | - |
| Unit | $1,870 | $1,870 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Deuchar vs Hendon (2026-27)
What the numbers show
Deuchar costs $321 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,679 in favour of Deuchar.
The biggest single gap is commute costs at $421 per year. Deuchar is 59.8 km from Toowoomba CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $321 per year, $11,030 from Deuchar versus $11,351 from Hendon.
Where the difference actually comes from
- Council rates is identical at $1,416 a year.
- Water and sewerage is identical at $2,188 a year.
- Driving commute favours Deuchar by $421 a year, $5,276 against $5,697.
- Building insurance favours Hendon by $100 a year, $2,050 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Deuchar cumulative | Hendon cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,030 | $11,351 | $321 |
| Year 3 | $34,093 | $35,085 | $992 |
| Year 5 | $58,560 | $60,264 | $1,704 |
| Year 10 | $126,447 | $130,126 | $3,679 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Deuchar or Hendon cheaper to live in?
Deuchar is cheaper to run by car at $11,030 per year versus $11,351 for Hendon, a difference of $321 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Deuchar and Hendon?
Annual council rates for a house are $1,416 in Deuchar (Southern Downs Regional Council) and $1,416 in Hendon (Southern Downs Regional Council). Water and sewerage adds $2,188 in Deuchar and $2,188 in Hendon. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Deuchar and Hendon?
Annual driving commute costs are $5,276 from Deuchar and $5,697 from Hendon to Toowoomba CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Deuchar and Hendon?
At 3% annual cost growth, Deuchar costs a cumulative $126,447 and Hendon costs $130,126 over 10 years by car. The cumulative difference is $3,679 in favour of Deuchar. Excludes purchase price, mortgage, and personal expenses.
Which of Deuchar and Hendon suits you better?
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Sources: Southern Downs Regional Council and Southern Downs Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.