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Council rates: 2026-27 · Water: 2026-27 where published, otherwise estimated · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Donnellyville vs Way Way, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Donnellyville and Way Way are both Nambucca Valley rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Donnellyville is the cheaper suburb to live in

Donnellyville runs $300 a year cheaper than Way Way, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,439.

$300difference per year
$3,439over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $3,400, about $7 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Donnellyville

2447 · Nambucca Valley rates (OLG · Regional
$22,525
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$22,525
School score4.1/10
Flood & fire riskIn report

Way Way

2447 · Nambucca Valley rates (OLG · Regional
$22,825
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$22,825
School score6.4/10
Flood & fire riskIn report

Annual cost breakdown

CategoryDonnellyvilleWay WayDifference
Council rates Official, 2026-27$1,175$1,175-
Water & sewerage Estimated$1,300$1,300-
Commute (driving) Modelled, 2026-27$18,200$18,200-
Commute (public transport) Modelled, 2026-27$18,200$18,200-
Home insurance Estimated$1,850$2,150-$300
Body corporate (unit) Estimated$1,500$1,500-
Total (driving)$22,525$22,825-$300
Total (public transport)$22,525$22,825-$300

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingDonnellyvilleWay WayDifference
House$2,774$2,774-
Unit$2,329$2,329-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Donnellyville vs Way Way (2026-27)

What the numbers show

Donnellyville and Way Way differ by $300 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $0, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $300 per year. Way Way carries medium flood risk, which pushes estimated premiums higher.

On public transport the gap is $300 per year, $22,525 from Donnellyville versus $22,825 from Way Way.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.

Fire risk is rated high in Way Way against medium in Donnellyville, which feeds the insurance estimate. The catchment state school scores 6.4 in Way Way against 4.1 in Donnellyville, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearDonnellyville cumulativeWay Way cumulativeDifference
Year 1$22,525$22,825$300
Year 3$69,623$70,550$927
Year 5$119,588$121,181$1,593
Year 10$258,224$261,663$3,439

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Donnellyville or Way Way cheaper to live in?

    Neither is named cheaper. Donnellyville runs $22,525 a year by car and Way Way $22,825, but most of the $300 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $0. Source: SuburbCost 2026 data.

  2. What are council rates in Donnellyville and Way Way?

    Annual council rates for a house are $1,175 in Donnellyville (Nambucca Valley rates (OLG) and $1,175 in Way Way (Nambucca Valley rates (OLG). Water and sewerage adds $1,300 in Donnellyville and $1,300 in Way Way. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Donnellyville and Way Way?

    Donnellyville carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Way Way carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Donnellyville and Way Way?

    At 3% annual cost growth, Donnellyville costs a cumulative $258,224 and Way Way costs $261,663 over 10 years by car. The cumulative difference is $3,439 in favour of Donnellyville. Excludes purchase price, mortgage, and personal expenses.

Which of Donnellyville and Way Way suits you better?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Nambucca Valley rates (OLG and Nambucca Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.