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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Dugandan vs Milford, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Dugandan and Milford are both Scenic Rim Regional Council suburbs, sitting 31.3 km and 27.8 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Milford is the cheaper suburb to live in

Milford runs $570 a year cheaper than Dugandan, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $6,534.

$570difference per year
$6,534over 10 years
the commutebiggest cost driver

Over 10 years, Milford costs about $6,500 less to run than Dugandan. That's about $13 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Dugandan

4310 · Scenic Rim Regional Council · 31.3 km from CBD
$11,585
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$11,585
School score4.7/10
Flood & fire riskIn report

Milford

4310 · Scenic Rim Regional Council · 27.8 km from CBD
$11,015
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$11,015
School score4.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryDugandanMilfordDifference
Council rates Official, 2026-27$1,376$1,376-
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$6,659$6,339+$320
Commute (public transport) Modelled, 2026-27$6,659$6,339+$320
Home insurance Estimated$1,650$1,400+$250
Body corporate (unit) Estimated$1,500$1,500-
Total (driving)$11,585$11,015+$570
Total (public transport)$11,585$11,015+$570

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingDugandanMilfordDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Dugandan vs Milford (2026-27)

What the numbers show

Milford costs $570 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,534 in favour of Milford.

The biggest single gap is commute costs at $320 per year. Dugandan is 31.3 km from Beaudesert CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the gap is $570 per year, $11,585 from Dugandan versus $11,015 from Milford.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

10-year cumulative cost projection

YearDugandan cumulativeMilford cumulativeDifference
Year 1$11,585$11,015$570
Year 3$35,808$34,046$1,762
Year 5$61,506$58,480$3,026
Year 10$132,809$126,275$6,534

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Dugandan or Milford cheaper to live in?

    Milford is cheaper to run by car at $11,015 per year versus $11,585 for Dugandan, a difference of $570 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Dugandan and Milford?

    Annual council rates for a house are $1,376 in Dugandan (Scenic Rim Regional Council) and $1,376 in Milford (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Dugandan and $1,900 in Milford. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Dugandan and Milford?

    Annual driving commute costs are $6,659 from Dugandan and $6,339 from Milford to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Dugandan and Milford?

    At 3% annual cost growth, Dugandan costs a cumulative $132,809 and Milford costs $126,275 over 10 years by car. The cumulative difference is $6,534 in favour of Milford. Excludes purchase price, mortgage, and personal expenses.

Which of Dugandan and Milford suits you better?

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Related comparisons

Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.