Durack vs Inala: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Durack and Inala are both Brisbane City Council suburbs, sitting 13.8 km and 14.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Durack runs $2,046 a year cheaper than Inala, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $23,455.
Over 10 years, Durack costs about $23,500 less to run than Inala — the same as paying $23,500 less for the home. It's the cost no listing shows you.
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Inala
Annual cost breakdown
| Category | Durack | Inala | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $3,991 | $4,237 | -$246 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,000 | $4,800 | -$1,800 |
| Body corporate (unit) | $2,300 | $2,200 | +$100 |
| Total (driving) | $9,841 | $11,887 | -$2,046 |
| Total (public transport) | $6,042 | $7,842 | -$1,800 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Durack | Inala | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Durack vs Inala (2026-27)
What the numbers show
Durack costs $2,046 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $23,455 in favour of Durack.
The biggest single gap is home insurance at $1,800 per year. Inala carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $1,800 per year, $6,042 from Durack versus $7,842 from Inala.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Durack by $246 a year, $3,991 against $4,237.
- Building insurance favours Durack by $1,800 a year, $3,000 against $4,800.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Inala against low in Durack, which feeds the insurance estimate. Fire risk is rated high in Durack against low in Inala, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Durack cumulative | Inala cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,841 | $11,887 | $2,046 |
| Year 3 | $30,418 | $36,742 | $6,324 |
| Year 5 | $52,247 | $63,110 | $10,863 |
| Year 10 | $112,816 | $136,271 | $23,455 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Durack or Inala cheaper to live in?
Durack is cheaper to run by car at $9,841 per year versus $11,887 for Inala, a difference of $2,046 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Durack and Inala?
Annual council rates for a house are $950 in Durack (Brisbane City Council) and $950 in Inala (Brisbane City Council). Water and sewerage adds $1,900 in Durack and $1,900 in Inala. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Durack and Inala?
Annual driving commute costs are $3,991 from Durack and $4,237 from Inala to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Durack and $192 from Inala.
What is the 10-year cost difference between Durack and Inala?
At 3% annual cost growth, Durack costs a cumulative $112,816 and Inala costs $136,271 over 10 years by car. The cumulative difference is $23,455 in favour of Durack. Excludes purchase price, mortgage, and personal expenses.
Which of Durack and Inala is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.