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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Dural vs Glenhaven, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Dural (Hornsby rates (OLG) and Glenhaven (The Hills rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (25.3 km and 27.1 km).

The verdict
Dural and Glenhaven cost about the same to live in

The two sit within $236 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$236difference per year
$2,706over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $2,700, about $5 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →

Dural

2158 · Hornsby rates (OLG · 25.3 km from CBD
$10,984
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,339
School score8.6/10
Flood & fire riskIn report

Glenhaven

2156 · The Hills rates (OLG · 27.1 km from CBD
$11,220
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,359
School score8.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryDuralGlenhavenDifference
Council rates Official, 2026-27$1,541$1,261+$280
Water & sewerage Official, 2026-27$1,548$1,548-
Commute (driving) Modelled, 2026-27$6,045$6,261-$216
Commute (public transport) Modelled, 2026-27$2,400$2,400-
Home insurance Estimated$1,850$2,150-$300
Body corporate (unit) Estimated$2,100$2,100-
Total (driving)$10,984$11,220-$236
Total (public transport)$7,339$7,359-$20

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingDuralGlenhavenDifference
House$2,342$2,720-$378
Unit$1,909$2,209-$300

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Dural vs Glenhaven (2026-27)

What the numbers show

Dural and Glenhaven differ by $236 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $64, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $300 per year.

On public transport the two suburbs cost almost the same, $7,339 and $7,359 a year, so the $236 driving gap nearly closes if you commute by public transport.

Where the difference actually comes from

They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.

Fire risk is rated high in Dural against medium in Glenhaven, which feeds the insurance estimate.

10-year cumulative cost projection

YearDural cumulativeGlenhaven cumulativeDifference
Year 1$10,984$11,220$236
Year 3$33,950$34,680$730
Year 5$58,316$59,569$1,253
Year 10$125,919$128,625$2,706

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Dural or Glenhaven cheaper to live in?

    Neither is named cheaper. Dural runs $10,984 a year by car and Glenhaven $11,220, but most of the $236 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $64. Source: SuburbCost 2026 data.

  2. What are council rates in Dural and Glenhaven?

    Annual council rates for a house are $1,541 in Dural (Hornsby rates (OLG) and $1,261 in Glenhaven (The Hills rates (OLG). Water and sewerage adds $1,548 in Dural and $1,548 in Glenhaven. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Dural and Glenhaven?

    Annual driving commute costs are $6,045 from Dural and $6,261 from Glenhaven to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Dural and $2,400 from Glenhaven.

  4. What is the 10-year cost difference between Dural and Glenhaven?

    At 3% annual cost growth, Dural costs a cumulative $125,919 and Glenhaven costs $128,625 over 10 years by car. The cumulative difference is $2,706 in favour of Dural. Excludes purchase price, mortgage, and personal expenses.

Which of Dural and Glenhaven suits you better?

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Related comparisons

Sources: Hornsby rates (OLG and The Hills rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.