Durras North vs South Durras: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Durras North and South Durras are both Eurobodalla rates (OLG suburbs, sitting 213.4 km and 215.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Durras North runs $650 a year cheaper than South Durras, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,452.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Durras North
South Durras
Annual cost breakdown
| Category | Durras North | South Durras | Difference |
|---|---|---|---|
| Council rates | $1,285 | $1,285 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,850 | $3,500 | -$650 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,035 | $23,685 | -$650 |
| Total (public transport) | $7,835 | $8,485 | -$650 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Durras North | South Durras | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Durras North vs South Durras (2026-27)
What the numbers show
Durras North costs $650 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,452 in favour of Durras North.
The biggest single gap is home insurance at $650 per year. South Durras carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $650 per year, $7,835 from Durras North versus $8,485 from South Durras.
10-year cumulative cost projection
| Year | Durras North cumulative | South Durras cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,035 | $23,685 | $650 |
| Year 3 | $71,199 | $73,208 | $2,009 |
| Year 5 | $122,296 | $125,747 | $3,451 |
| Year 10 | $264,070 | $271,522 | $7,452 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Durras North or South Durras cheaper to live in?
Durras North is cheaper to run by car at $23,035 per year versus $23,685 for South Durras, a difference of $650 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Durras North and South Durras?
Annual council rates for a house are $1,285 in Durras North (Eurobodalla rates (OLG) and $1,285 in South Durras (Eurobodalla rates (OLG). Water and sewerage adds $1,300 in Durras North and $1,300 in South Durras. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Durras North and South Durras?
Annual driving commute costs are $17,600 from Durras North and $17,600 from South Durras to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Durras North and $2,400 from South Durras.
What is the 10-year cost difference between Durras North and South Durras?
At 3% annual cost growth, Durras North costs a cumulative $264,070 and South Durras costs $271,522 over 10 years by car. The cumulative difference is $7,452 in favour of Durras North. Excludes purchase price, mortgage, and personal expenses.
Which of Durras North and South Durras is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Eurobodalla rates (OLG and Eurobodalla rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.