Durren Durren vs Lemon Tree: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Durren Durren and Lemon Tree are both Central Coast rates (OLG suburbs, sitting 78.4 km and 82.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $164 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Durren Durren
Lemon Tree
Annual cost breakdown
| Category | Durren Durren | Lemon Tree | Difference |
|---|---|---|---|
| Council rates | $1,454 | $1,454 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $3,312 | $3,476 | -$164 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $2,400 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $8,466 | $8,630 | -$164 |
| Total (public transport) | $7,554 | $7,554 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Durren Durren | Lemon Tree | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Durren Durren vs Lemon Tree (2026-27)
What the numbers show
Durren Durren and Lemon Tree cost within $164 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,880, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $164 per year. Lemon Tree is 82.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,554 and $7,554 a year, so the $164 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Durren Durren cumulative | Lemon Tree cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,466 | $8,630 | $164 |
| Year 3 | $26,168 | $26,674 | $506 |
| Year 5 | $44,947 | $45,818 | $871 |
| Year 10 | $97,053 | $98,933 | $1,880 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Durren Durren or Lemon Tree cheaper to live in?
Durren Durren is cheaper to run by car at $8,466 per year versus $8,630 for Lemon Tree, a difference of $164 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Durren Durren and Lemon Tree?
Annual council rates for a house are $1,454 in Durren Durren (Central Coast rates (OLG) and $1,454 in Lemon Tree (Central Coast rates (OLG). Water and sewerage adds $1,300 in Durren Durren and $1,300 in Lemon Tree. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Durren Durren and Lemon Tree?
Annual driving commute costs are $3,312 from Durren Durren and $3,476 from Lemon Tree to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Durren Durren and $2,400 from Lemon Tree.
What is the 10-year cost difference between Durren Durren and Lemon Tree?
At 3% annual cost growth, Durren Durren costs a cumulative $97,053 and Lemon Tree costs $98,933 over 10 years by car. The cumulative difference is $1,880 in favour of Durren Durren. Excludes purchase price, mortgage, and personal expenses.
Which of Durren Durren and Lemon Tree is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Central Coast rates (OLG and Central Coast rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.