East Lindfield vs Roseville Chase: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
East Lindfield and Roseville Chase are both Ku-ring-gai Council rates (IPART approved SRV, 29% in suburbs, sitting 11.6 km and 10.6 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $252 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →East Lindfield
Roseville Chase
Annual cost breakdown
| Category | East Lindfield | Roseville Chase | Difference |
|---|---|---|---|
| Council rates | $2,189 | $2,189 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $3,465 | $3,213 | +$252 |
| Commute (public transport) | $2,386 | $2,386 | - |
| Home insurance | $2,150 | $2,150 | - |
| Body corporate (unit) | $2,600 | $2,600 | - |
| Total (driving) | $9,352 | $9,100 | +$252 |
| Total (public transport) | $8,273 | $8,273 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | East Lindfield | Roseville Chase | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — East Lindfield vs Roseville Chase (2026-27)
What the numbers show
East Lindfield and Roseville Chase cost within $252 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,889, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $252 per year. East Lindfield is 11.6 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $8,273 and $8,273 a year, so the $252 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $2,189 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Roseville Chase by $252 a year, $3,213 against $3,465.
- Building insurance is identical at $2,150 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | East Lindfield cumulative | Roseville Chase cumulative | Difference |
|---|---|---|---|
| Year 1 | $9,352 | $9,100 | $252 |
| Year 3 | $28,906 | $28,127 | $779 |
| Year 5 | $49,651 | $48,313 | $1,338 |
| Year 10 | $107,210 | $104,321 | $2,889 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is East Lindfield or Roseville Chase cheaper to live in?
Roseville Chase is cheaper to run by car at $9,100 per year versus $9,352 for East Lindfield, a difference of $252 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in East Lindfield and Roseville Chase?
Annual council rates for a house are $2,189 in East Lindfield (Ku-ring-gai Council rates (IPART approved SRV, 29% in) and $2,189 in Roseville Chase (Ku-ring-gai Council rates (IPART approved SRV, 29% in). Water and sewerage adds $1,548 in East Lindfield and $1,548 in Roseville Chase. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between East Lindfield and Roseville Chase?
Annual driving commute costs are $3,465 from East Lindfield and $3,213 from Roseville Chase to Sydney CBD (ATO 91c/km). Public transport costs $2,386 from East Lindfield and $2,386 from Roseville Chase.
What is the 10-year cost difference between East Lindfield and Roseville Chase?
At 3% annual cost growth, East Lindfield costs a cumulative $107,210 and Roseville Chase costs $104,321 over 10 years by car. The cumulative difference is $2,889 in favour of Roseville Chase. Excludes purchase price, mortgage, and personal expenses.
Which of East Lindfield and Roseville Chase is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ku-ring-gai Council rates (IPART approved SRV, 29% in and Ku-ring-gai Council rates (IPART approved SRV, 29% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.