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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Eastlakes vs Kingsford, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Eastlakes (Bayside rates (OLG) and Kingsford (Randwick rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (6.7 km and 6.2 km).

The verdict
Eastlakes is the cheaper suburb to live in

Eastlakes runs $562 a year cheaper than Kingsford, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $6,443.

$562difference per year
$6,443over 10 years
council ratesbiggest cost driver

Over 10 years, Eastlakes costs about $6,400 less to run than Kingsford. That's about $12 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →

Eastlakes

2018 · Bayside rates (OLG · 6.7 km from CBD
$6,558
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,333
School score7.2/10
Flood & fire riskIn report

Kingsford

2032 · Randwick rates (OLG · 6.2 km from CBD
$7,120
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,041
School score6.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryEastlakesKingsfordDifference
Council rates Official, 2026-27$1,265$1,723-$458
Water & sewerage Official, 2026-27$1,548$1,548-
Commute (driving) Modelled, 2026-27$2,145$1,999+$146
Commute (public transport) Modelled, 2026-27$1,920$1,920-
Home insurance Estimated$1,600$1,850-$250
Body corporate (unit) Estimated$2,600$2,600-
Total (driving)$6,558$7,120-$562
Total (public transport)$6,333$7,041-$708

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingEastlakesKingsfordDifference
House$2,342$2,342-
Unit$1,909$1,909-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Eastlakes vs Kingsford (2026-27)

What the numbers show

Eastlakes costs $562 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,443 in favour of Eastlakes.

The biggest single gap is council rates at $458 per year.

On public transport the gap is $708 per year, $6,333 from Eastlakes versus $7,041 from Kingsford.

Where the difference actually comes from

They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.

10-year cumulative cost projection

YearEastlakes cumulativeKingsford cumulativeDifference
Year 1$6,558$7,120$562
Year 3$20,270$22,007$1,737
Year 5$34,817$37,801$2,984
Year 10$75,180$81,623$6,443

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Eastlakes or Kingsford cheaper to live in?

    Eastlakes is cheaper to run by car at $6,558 per year versus $7,120 for Kingsford, a difference of $562 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Eastlakes and Kingsford?

    Annual council rates for a house are $1,265 in Eastlakes (Bayside rates (OLG) and $1,723 in Kingsford (Randwick rates (OLG). Water and sewerage adds $1,548 in Eastlakes and $1,548 in Kingsford. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Eastlakes and Kingsford?

    Annual driving commute costs are $2,145 from Eastlakes and $1,999 from Kingsford to Sydney CBD (ATO 91c/km). Public transport costs $1,920 from Eastlakes and $1,920 from Kingsford.

  4. What is the 10-year cost difference between Eastlakes and Kingsford?

    At 3% annual cost growth, Eastlakes costs a cumulative $75,180 and Kingsford costs $81,623 over 10 years by car. The cumulative difference is $6,443 in favour of Eastlakes. Excludes purchase price, mortgage, and personal expenses.

Which of Eastlakes and Kingsford suits you better?

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Related comparisons

Sources: Bayside rates (OLG and Randwick rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.