Eatonsville vs Mylneford: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Eatonsville and Mylneford are both Clarence Valley rates (OLG suburbs, sitting 494.9 km and 496.8 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Mylneford runs $1,050 a year cheaper than Eatonsville, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $12,037.
Over 10 years, Mylneford costs about $12,000 less to run than Eatonsville — the same as paying $12,000 less for the home. It's the cost no listing shows you.
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Mylneford
Annual cost breakdown
| Category | Eatonsville | Mylneford | Difference |
|---|---|---|---|
| Council rates | $1,439 | $1,439 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,500 | $2,450 | +$1,050 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,839 | $22,789 | +$1,050 |
| Total (public transport) | $8,639 | $7,589 | +$1,050 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Eatonsville | Mylneford | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Eatonsville vs Mylneford (2026-27)
What the numbers show
Mylneford costs $1,050 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $12,037 in favour of Mylneford.
The biggest single gap is home insurance at $1,050 per year. Eatonsville carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $1,050 per year, $8,639 from Eatonsville versus $7,589 from Mylneford.
10-year cumulative cost projection
| Year | Eatonsville cumulative | Mylneford cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,839 | $22,789 | $1,050 |
| Year 3 | $73,684 | $70,439 | $3,245 |
| Year 5 | $126,564 | $120,990 | $5,574 |
| Year 10 | $273,287 | $261,250 | $12,037 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Eatonsville or Mylneford cheaper to live in?
Mylneford is cheaper to run by car at $22,789 per year versus $23,839 for Eatonsville, a difference of $1,050 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Eatonsville and Mylneford?
Annual council rates for a house are $1,439 in Eatonsville (Clarence Valley rates (OLG) and $1,439 in Mylneford (Clarence Valley rates (OLG). Water and sewerage adds $1,300 in Eatonsville and $1,300 in Mylneford. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Eatonsville and Mylneford?
Annual driving commute costs are $17,600 from Eatonsville and $17,600 from Mylneford to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Eatonsville and $2,400 from Mylneford.
What is the 10-year cost difference between Eatonsville and Mylneford?
At 3% annual cost growth, Eatonsville costs a cumulative $273,287 and Mylneford costs $261,250 over 10 years by car. The cumulative difference is $12,037 in favour of Mylneford. Excludes purchase price, mortgage, and personal expenses.
Which of Eatonsville and Mylneford is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Clarence Valley rates (OLG and Clarence Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.