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Council rates: 2026-27 · Water: 2026-27 where published, otherwise estimated · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Eglinton vs Windradyne, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Eglinton and Windradyne are both Bathurst Regional rates (OLG suburbs, sitting 4.5 km and 3.1 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Windradyne is the cheaper suburb to live in

Windradyne runs $443 a year cheaper than Eglinton, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,079.

$443difference per year
$5,079over 10 years
the commutebiggest cost driver

Over 10 years, Windradyne costs about $5,100 less to run than Eglinton. That's about $10 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Eglinton

2795 · Bathurst Regional rates (OLG · 4.5 km from CBD
$5,675
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,675
School score5.7/10
Flood & fire riskIn report

Windradyne

2795 · Bathurst Regional rates (OLG · 3.1 km from CBD
$5,232
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,232
School score4.2/10
Flood & fire riskIn report

Annual cost breakdown

CategoryEglintonWindradyneDifference
Council rates Official, 2026-27$1,341$1,341-
Water & sewerage Estimated$1,300$1,300-
Commute (driving) Modelled, 2026-27$1,484$1,041+$443
Commute (public transport) Modelled, 2026-27$1,484$1,041+$443
Home insurance Estimated$1,550$1,550-
Body corporate (unit) Estimated$1,800$1,800-
Total (driving)$5,675$5,232+$443
Total (public transport)$5,675$5,232+$443

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingEglintonWindradyneDifference
House$3,257$3,257-
Unit$2,691$2,691-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Eglinton vs Windradyne (2026-27)

What the numbers show

Windradyne costs $443 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,079 in favour of Windradyne.

The biggest single gap is commute costs at $443 per year. Eglinton is 4.5 km from Bathurst CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the gap is $443 per year, $5,675 from Eglinton versus $5,232 from Windradyne.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.

The catchment state school scores 5.7 in Eglinton against 4.2 in Windradyne, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearEglinton cumulativeWindradyne cumulativeDifference
Year 1$5,675$5,232$443
Year 3$17,541$16,172$1,369
Year 5$30,129$27,777$2,352
Year 10$65,058$59,979$5,079

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Eglinton or Windradyne cheaper to live in?

    Windradyne is cheaper to run by car at $5,232 per year versus $5,675 for Eglinton, a difference of $443 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Eglinton and Windradyne?

    Annual council rates for a house are $1,341 in Eglinton (Bathurst Regional rates (OLG) and $1,341 in Windradyne (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Eglinton and $1,300 in Windradyne. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Eglinton and Windradyne?

    Annual driving commute costs are $1,484 from Eglinton and $1,041 from Windradyne to Bathurst CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Eglinton and Windradyne?

    At 3% annual cost growth, Eglinton costs a cumulative $65,058 and Windradyne costs $59,979 over 10 years by car. The cumulative difference is $5,079 in favour of Windradyne. Excludes purchase price, mortgage, and personal expenses.

Which of Eglinton and Windradyne suits you better?

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Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.