Eight Mile Plains vs Wishart, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Eight Mile Plains and Wishart are both Brisbane City Council suburbs, sitting 13.9 km and 12.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $75 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Wishart
Annual cost breakdown
| Category | Eight Mile Plains | Wishart | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $4,013 | $3,588 | +$425 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $1,600 | $2,100 | -$500 |
| Body corporate (unit) Estimated | $2,800 | $2,800 | - |
| Total (driving) | $8,463 | $8,538 | -$75 |
| Total (public transport) | $4,642 | $5,142 | -$500 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Eight Mile Plains | Wishart | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Eight Mile Plains vs Wishart (2026-27)
What the numbers show
Eight Mile Plains and Wishart cost within $75 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $860, making running cost a minor factor in the decision.
The biggest single gap is home insurance at $500 per year.
On public transport the gap is $500 per year, $4,642 from Eight Mile Plains versus $5,142 from Wishart.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Wishart by $425 a year, $3,588 against $4,013.
- Building insurance favours Eight Mile Plains by $500 a year, $1,600 against $2,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated medium in Eight Mile Plains against low in Wishart, which feeds the insurance estimate. Fire risk is rated high in Wishart against medium in Eight Mile Plains, which feeds the insurance estimate. The catchment state school scores 9.1 in Wishart against 8.1 in Eight Mile Plains, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Eight Mile Plains cumulative | Wishart cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,463 | $8,538 | $75 |
| Year 3 | $26,158 | $26,390 | $232 |
| Year 5 | $44,931 | $45,329 | $398 |
| Year 10 | $97,019 | $97,879 | $860 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Eight Mile Plains or Wishart cheaper to live in?
Eight Mile Plains is cheaper to run by car at $8,463 per year versus $8,538 for Wishart, a difference of $75 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Eight Mile Plains and Wishart?
Annual council rates for a house are $950 in Eight Mile Plains (Brisbane City Council) and $950 in Wishart (Brisbane City Council). Water and sewerage adds $1,900 in Eight Mile Plains and $1,900 in Wishart. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Eight Mile Plains and Wishart?
Annual driving commute costs are $4,013 from Eight Mile Plains and $3,588 from Wishart to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Eight Mile Plains and $192 from Wishart.
What is the 10-year cost difference between Eight Mile Plains and Wishart?
At 3% annual cost growth, Eight Mile Plains costs a cumulative $97,019 and Wishart costs $97,879 over 10 years by car. The cumulative difference is $860 in favour of Eight Mile Plains. Excludes purchase price, mortgage, and personal expenses.
Which of Eight Mile Plains and Wishart suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.