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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Ellen Grove vs Gailes, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Ellen Grove (Brisbane City Council) and Gailes (Ipswich City Council) attract comparison from buyers considering suburbs across different council areas at similar distances from Brisbane CBD (18.1 km and 19.2 km).

The verdict
Ellen Grove is the cheaper suburb to live in

Ellen Grove runs $703 a year cheaper than Gailes, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $8,059.

$703difference per year
$8,059over 10 years
council ratesbiggest cost driver

Over 10 years, Ellen Grove costs about $8,100 less to run than Gailes. That's about $15 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Brisbane suburbs that fit your budget →

Ellen Grove

4078 · Brisbane City Council · 18.1 km from CBD
$9,894
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,192
School score3.6/10
Flood & fire riskIn report

Gailes

4300 · Ipswich City Council · 19.2 km from CBD
$10,597
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,690
School score5.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryEllen GroveGailesDifference
Council rates Official, 2026-27$950$1,298-$348
Water & sewerage Official, 2026-27$1,900$1,900-
Commute (driving) Modelled, 2026-27$4,894$5,099-$205
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,150$2,300-$150
Body corporate (unit) Estimated$2,500$2,000+$500
Total (driving)$9,894$10,597-$703
Total (public transport)$5,192$5,690-$498

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingEllen GroveGailesDifference
House$2,135$2,135-
Unit$1,776$1,776-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Ellen Grove vs Gailes (2026-27)

What the numbers show

Ellen Grove costs $703 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,059 in favour of Ellen Grove.

The biggest single gap is council rates at $348 per year.

On public transport the gap is $498 per year, $5,192 from Ellen Grove versus $5,690 from Gailes.

Where the difference actually comes from

They sit in different council areas, so the rates line is set by two different councils. For QLD that figure is the minimum residential general rate for an owner-occupied principal place of residence, a floor rather than a typical bill.

The catchment state school scores 5.6 in Gailes against 3.6 in Ellen Grove, on ACARA's ICSEA percentile scaled to ten.

10-year cumulative cost projection

YearEllen Grove cumulativeGailes cumulativeDifference
Year 1$9,894$10,597$703
Year 3$30,581$32,754$2,173
Year 5$52,529$56,261$3,732
Year 10$113,424$121,483$8,059

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Ellen Grove or Gailes cheaper to live in?

    Ellen Grove is cheaper to run by car at $9,894 per year versus $10,597 for Gailes, a difference of $703 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Ellen Grove and Gailes?

    Annual council rates for a house are $950 in Ellen Grove (Brisbane City Council) and $1,298 in Gailes (Ipswich City Council). Water and sewerage adds $1,900 in Ellen Grove and $1,900 in Gailes. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Ellen Grove and Gailes?

    Annual driving commute costs are $4,894 from Ellen Grove and $5,099 from Gailes to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Ellen Grove and $192 from Gailes.

  4. What is the 10-year cost difference between Ellen Grove and Gailes?

    At 3% annual cost growth, Ellen Grove costs a cumulative $113,424 and Gailes costs $121,483 over 10 years by car. The cumulative difference is $8,059 in favour of Ellen Grove. Excludes purchase price, mortgage, and personal expenses.

Which of Ellen Grove and Gailes suits you better?

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Related comparisons

Sources: Brisbane City Council and Ipswich City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.