Everton Park vs Stafford, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Everton Park and Stafford are both Brisbane City Council suburbs, sitting 8.6 km and 6.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $122 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,400, about $3 a week, and most of it is the AI-estimated insurance line.
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Stafford
Annual cost breakdown
| Category | Everton Park | Stafford | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $950 | $950 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $2,682 | $2,204 | +$478 |
| Commute (public transport) Modelled, 2026-27 | $192 | $192 | - |
| Home insurance Estimated | $1,650 | $2,250 | -$600 |
| Body corporate (unit) Estimated | $2,800 | $2,800 | - |
| Total (driving) | $7,182 | $7,304 | -$122 |
| Total (public transport) | $4,692 | $5,292 | -$600 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Everton Park | Stafford | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Everton Park vs Stafford (2026-27)
What the numbers show
Everton Park and Stafford differ by $122 a year by car, but $600 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $478, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $600 per year. Stafford carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $600 per year, $4,692 from Everton Park versus $5,292 from Stafford.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Stafford by $478 a year, $2,204 against $2,682.
- Building insurance favours Everton Park by $600 a year, $1,650 against $2,250.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 8.1 in Everton Park against 5.9 in Stafford, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Everton Park cumulative | Stafford cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,182 | $7,304 | $122 |
| Year 3 | $22,199 | $22,576 | $377 |
| Year 5 | $38,130 | $38,778 | $648 |
| Year 10 | $82,334 | $83,732 | $1,398 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Everton Park or Stafford cheaper to live in?
Neither is named cheaper. Everton Park runs $7,182 a year by car and Stafford $7,304, but most of the $122 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $478. Source: SuburbCost 2026 data.
What are council rates in Everton Park and Stafford?
Annual council rates for a house are $950 in Everton Park (Brisbane City Council) and $950 in Stafford (Brisbane City Council). Water and sewerage adds $1,900 in Everton Park and $1,900 in Stafford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Everton Park and Stafford?
Annual driving commute costs are $2,682 from Everton Park and $2,204 from Stafford to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Everton Park and $192 from Stafford.
What is the 10-year cost difference between Everton Park and Stafford?
At 3% annual cost growth, Everton Park costs a cumulative $82,334 and Stafford costs $83,732 over 10 years by car. The cumulative difference is $1,398 in favour of Everton Park. Excludes purchase price, mortgage, and personal expenses.
Which of Everton Park and Stafford suits you better?
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Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.