Everton Park vs Stafford: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Everton Park and Stafford are both Brisbane City Council suburbs, sitting 8.6 km and 6.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Stafford runs $728 a year cheaper than Everton Park, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $8,346.
Over 10 years, Stafford costs about $8,300 less to run than Everton Park — the same as paying $8,300 less for the home. It's the cost no listing shows you.
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Stafford
Annual cost breakdown
| Category | Everton Park | Stafford | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $2,682 | $2,204 | +$478 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,200 | $1,950 | +$250 |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $7,732 | $7,004 | +$728 |
| Total (public transport) | $5,242 | $4,992 | +$250 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Everton Park | Stafford | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Everton Park vs Stafford (2026-27)
What the numbers show
Stafford costs $728 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $8,346 in favour of Stafford.
The biggest single gap is commute costs at $478 per year. Everton Park is 8.6 km from Brisbane CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the gap is $250 per year, $5,242 from Everton Park versus $4,992 from Stafford.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Stafford by $478 a year, $2,204 against $2,682.
- Building insurance favours Stafford by $250 a year, $1,950 against $2,200.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 8.1 in Everton Park against 5.9 in Stafford, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Everton Park cumulative | Stafford cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,732 | $7,004 | $728 |
| Year 3 | $23,899 | $21,649 | $2,250 |
| Year 5 | $41,050 | $37,185 | $3,865 |
| Year 10 | $88,639 | $80,293 | $8,346 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Everton Park or Stafford cheaper to live in?
Stafford is cheaper to run by car at $7,004 per year versus $7,732 for Everton Park, a difference of $728 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Everton Park and Stafford?
Annual council rates for a house are $950 in Everton Park (Brisbane City Council) and $950 in Stafford (Brisbane City Council). Water and sewerage adds $1,900 in Everton Park and $1,900 in Stafford. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Everton Park and Stafford?
Annual driving commute costs are $2,682 from Everton Park and $2,204 from Stafford to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Everton Park and $192 from Stafford.
What is the 10-year cost difference between Everton Park and Stafford?
At 3% annual cost growth, Everton Park costs a cumulative $88,639 and Stafford costs $80,293 over 10 years by car. The cumulative difference is $8,346 in favour of Stafford. Excludes purchase price, mortgage, and personal expenses.
Which of Everton Park and Stafford is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.