Fassifern vs Morwincha, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Fassifern and Morwincha are both Scenic Rim Regional Council suburbs, sitting 39.5 km and 40.3 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $101 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,200, about $2 a week, and most of it is the AI-estimated insurance line.
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Morwincha
Annual cost breakdown
| Category | Fassifern | Morwincha | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,376 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,987 | $6,988 | -$1 |
| Commute (public transport) Modelled, 2026-27 | $6,987 | $6,988 | -$1 |
| Home insurance Estimated | $2,100 | $2,200 | -$100 |
| Body corporate (unit) Estimated | $1,600 | $1,600 | - |
| Total (driving) | $12,363 | $12,464 | -$101 |
| Total (public transport) | $12,363 | $12,464 | -$101 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Fassifern | Morwincha | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Fassifern vs Morwincha (2026-27)
What the numbers show
Fassifern and Morwincha differ by $101 a year by car, but $100 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $1, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $100 per year.
On public transport the two suburbs cost almost the same, $12,363 and $12,464 a year, so the $101 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Fassifern by $1 a year, $6,987 against $6,988.
- Building insurance favours Fassifern by $100 a year, $2,100 against $2,200.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 6.4 in Fassifern against 5.2 in Morwincha, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Fassifern cumulative | Morwincha cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,363 | $12,464 | $101 |
| Year 3 | $38,213 | $38,525 | $312 |
| Year 5 | $65,637 | $66,173 | $536 |
| Year 10 | $141,728 | $142,886 | $1,158 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Fassifern or Morwincha cheaper to live in?
Neither is named cheaper. Fassifern runs $12,363 a year by car and Morwincha $12,464, but most of the $101 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $1. Source: SuburbCost 2026 data.
What are council rates in Fassifern and Morwincha?
Annual council rates for a house are $1,376 in Fassifern (Scenic Rim Regional Council) and $1,376 in Morwincha (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Fassifern and $1,900 in Morwincha. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Fassifern and Morwincha?
Annual driving commute costs are $6,987 from Fassifern and $6,988 from Morwincha to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Fassifern and Morwincha?
At 3% annual cost growth, Fassifern costs a cumulative $141,728 and Morwincha costs $142,886 over 10 years by car. The cumulative difference is $1,158 in favour of Fassifern. Excludes purchase price, mortgage, and personal expenses.
Which of Fassifern and Morwincha suits you better?
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Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.