Fawcetts Plain vs Kilgra: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Fawcetts Plain and Kilgra are both Kyogle rates (OLG suburbs, sitting 614.4 km and 613.1 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Fawcetts Plain
Kilgra
Annual cost breakdown
| Category | Fawcetts Plain | Kilgra | Difference |
|---|---|---|---|
| Council rates | $1,320 | $1,320 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $2,450 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,670 | $22,670 | - |
| Total (public transport) | $7,470 | $7,470 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Fawcetts Plain | Kilgra | Difference |
|---|---|---|---|
| House | $2,098 | $2,098 | - |
| Unit | $1,679 | $1,679 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Fawcetts Plain vs Kilgra (2026-27)
What the numbers show
Fawcetts Plain and Kilgra cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,470 and $7,470 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Fawcetts Plain cumulative | Kilgra cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,670 | $22,670 | $0 |
| Year 3 | $70,071 | $70,071 | $0 |
| Year 5 | $120,358 | $120,358 | $0 |
| Year 10 | $259,886 | $259,886 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Fawcetts Plain or Kilgra cheaper to live in?
Fawcetts Plain is cheaper to run by car at $22,670 per year versus $22,670 for Kilgra, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Fawcetts Plain and Kilgra?
Annual council rates for a house are $1,320 in Fawcetts Plain (Kyogle rates (OLG) and $1,320 in Kilgra (Kyogle rates (OLG). Water and sewerage adds $1,300 in Fawcetts Plain and $1,300 in Kilgra. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Fawcetts Plain and Kilgra?
Annual driving commute costs are $17,600 from Fawcetts Plain and $17,600 from Kilgra to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Fawcetts Plain and $2,400 from Kilgra.
What is the 10-year cost difference between Fawcetts Plain and Kilgra?
At 3% annual cost growth, Fawcetts Plain costs a cumulative $259,886 and Kilgra costs $259,886 over 10 years by car. The cumulative difference is $0 in favour of Fawcetts Plain. Excludes purchase price, mortgage, and personal expenses.
Which of Fawcetts Plain and Kilgra is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Kyogle rates (OLG and Kyogle rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.