Fitzgibbon vs Taigum: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Fitzgibbon and Taigum are both Brisbane City Council suburbs, sitting 14.6 km and 14.3 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Fitzgibbon runs $2,433 a year cheaper than Taigum, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $27,892.
Over 10 years, Fitzgibbon costs about $27,900 less to run than Taigum — the same as paying $27,900 less for the home. It's the cost no listing shows you.
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Taigum
Annual cost breakdown
| Category | Fitzgibbon | Taigum | Difference |
|---|---|---|---|
| Council rates | $950 | $950 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $4,170 | $4,103 | +$67 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,000 | $5,500 | -$2,500 |
| Body corporate (unit) | $2,800 | $2,800 | - |
| Total (driving) | $10,020 | $12,453 | -$2,433 |
| Total (public transport) | $6,042 | $8,542 | -$2,500 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Fitzgibbon | Taigum | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Fitzgibbon vs Taigum (2026-27)
What the numbers show
Fitzgibbon costs $2,433 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $27,892 in favour of Fitzgibbon.
The biggest single gap is home insurance at $2,500 per year. Taigum carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $2,500 per year, $6,042 from Fitzgibbon versus $8,542 from Taigum.
Where the difference actually comes from
- Council rates is identical at $950 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Taigum by $67 a year, $4,103 against $4,170.
- Building insurance favours Fitzgibbon by $2,500 a year, $3,000 against $5,500.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
10-year cumulative cost projection
| Year | Fitzgibbon cumulative | Taigum cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,020 | $12,453 | $2,433 |
| Year 3 | $30,971 | $38,491 | $7,520 |
| Year 5 | $53,198 | $66,115 | $12,917 |
| Year 10 | $114,868 | $142,760 | $27,892 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Fitzgibbon or Taigum cheaper to live in?
Fitzgibbon is cheaper to run by car at $10,020 per year versus $12,453 for Taigum, a difference of $2,433 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Fitzgibbon and Taigum?
Annual council rates for a house are $950 in Fitzgibbon (Brisbane City Council) and $950 in Taigum (Brisbane City Council). Water and sewerage adds $1,900 in Fitzgibbon and $1,900 in Taigum. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Fitzgibbon and Taigum?
Annual driving commute costs are $4,170 from Fitzgibbon and $4,103 from Taigum to Brisbane CBD (ATO 91c/km). Public transport costs $192 from Fitzgibbon and $192 from Taigum.
What is the 10-year cost difference between Fitzgibbon and Taigum?
At 3% annual cost growth, Fitzgibbon costs a cumulative $114,868 and Taigum costs $142,760 over 10 years by car. The cumulative difference is $27,892 in favour of Fitzgibbon. Excludes purchase price, mortgage, and personal expenses.
Which of Fitzgibbon and Taigum is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.