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Council rates: 2026-27 · Water: 2026-27 where published, otherwise estimated · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Forest Grove vs Yarras, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Forest Grove and Yarras are both Bathurst Regional rates (OLG suburbs, sitting 8.3 km and 10.1 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Forest Grove is the cheaper suburb to live in

Forest Grove runs $485 a year cheaper than Yarras, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $5,560.

$485difference per year
$5,560over 10 years
the commutebiggest cost driver

Over 10 years, Forest Grove costs about $5,600 less to run than Yarras. That's about $11 a week.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Forest Grove

2795 · Bathurst Regional rates (OLG · 8.3 km from CBD
$6,790
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,790
School score5.5/10
Flood & fire riskIn report

Yarras

2795 · Bathurst Regional rates (OLG · 10.1 km from CBD
$7,275
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,275
School score5.5/10
Flood & fire riskIn report

Annual cost breakdown

CategoryForest GroveYarrasDifference
Council rates Official, 2026-27$1,341$1,341-
Water & sewerage Estimated$1,300$1,300-
Commute (driving) Modelled, 2026-27$2,599$3,084-$485
Commute (public transport) Modelled, 2026-27$2,599$3,084-$485
Home insurance Estimated$1,550$1,550-
Body corporate (unit) Estimated$1,800$1,800-
Total (driving)$6,790$7,275-$485
Total (public transport)$6,790$7,275-$485

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingForest GroveYarrasDifference
House$3,257$3,257-
Unit$2,691$2,691-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Forest Grove vs Yarras (2026-27)

What the numbers show

Forest Grove costs $485 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,560 in favour of Forest Grove.

The biggest single gap is commute costs at $485 per year. Yarras is 10.1 km from Bathurst CBD, which drives higher annual driving costs at the ATO rate of 91c/km.

On public transport the gap is $485 per year, $6,790 from Forest Grove versus $7,275 from Yarras.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.

10-year cumulative cost projection

YearForest Grove cumulativeYarras cumulativeDifference
Year 1$6,790$7,275$485
Year 3$20,987$22,486$1,499
Year 5$36,049$38,624$2,575
Year 10$77,840$83,400$5,560

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Forest Grove or Yarras cheaper to live in?

    Forest Grove is cheaper to run by car at $6,790 per year versus $7,275 for Yarras, a difference of $485 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Forest Grove and Yarras?

    Annual council rates for a house are $1,341 in Forest Grove (Bathurst Regional rates (OLG) and $1,341 in Yarras (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Forest Grove and $1,300 in Yarras. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Forest Grove and Yarras?

    Annual driving commute costs are $2,599 from Forest Grove and $3,084 from Yarras to Bathurst CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.

  4. What is the 10-year cost difference between Forest Grove and Yarras?

    At 3% annual cost growth, Forest Grove costs a cumulative $77,840 and Yarras costs $83,400 over 10 years by car. The cumulative difference is $5,560 in favour of Forest Grove. Excludes purchase price, mortgage, and personal expenses.

Which of Forest Grove and Yarras suits you better?

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Related comparisons

Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.