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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Frogs Hollow vs Kanoona: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Frogs Hollow and Kanoona are both Bega Valley rates (OLG suburbs, sitting 345.2 km and 345 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Frogs Hollow and Kanoona cost about the same to live in

The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$0difference per year
$0over 10 years
council ratesbiggest cost driver
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Frogs Hollow

2550 · Bega Valley rates (OLG · 345.2 km from CBD
$22,729
Total annual cost (driving)
Public transport total$7,529
School score4.3/10
Flood & fire riskIn report

Kanoona

2550 · Bega Valley rates (OLG · 345 km from CBD
$22,729
Total annual cost (driving)
Public transport total$7,529
School score5.6/10
Flood & fire riskIn report

Annual cost breakdown

CategoryFrogs HollowKanoonaDifference
Council rates$1,829$1,829-
Water & sewerage$1,300$1,300-
Commute (driving)$17,600$17,600-
Commute (public transport)$2,400$2,400-
Home insurance$2,000$2,000-
Body corporate (unit)$1,500$1,500-
Total (driving)$22,729$22,729-
Total (public transport)$7,529$7,529-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingFrogs HollowKanoonaDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Frogs Hollow vs Kanoona (2026-27)

What the numbers show

Frogs Hollow and Kanoona cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.

The biggest single gap is council rates at $0 per year.

On public transport the two suburbs cost almost the same, $7,529 and $7,529 a year, so the $0 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearFrogs Hollow cumulativeKanoona cumulativeDifference
Year 1$22,729$22,729$0
Year 3$70,253$70,253$0
Year 5$120,671$120,671$0
Year 10$260,563$260,563$0

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Frogs Hollow or Kanoona cheaper to live in?

    Frogs Hollow is cheaper to run by car at $22,729 per year versus $22,729 for Kanoona, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Frogs Hollow and Kanoona?

    Annual council rates for a house are $1,829 in Frogs Hollow (Bega Valley rates (OLG) and $1,829 in Kanoona (Bega Valley rates (OLG). Water and sewerage adds $1,300 in Frogs Hollow and $1,300 in Kanoona. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Frogs Hollow and Kanoona?

    Annual driving commute costs are $17,600 from Frogs Hollow and $17,600 from Kanoona to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Frogs Hollow and $2,400 from Kanoona.

  4. What is the 10-year cost difference between Frogs Hollow and Kanoona?

    At 3% annual cost growth, Frogs Hollow costs a cumulative $260,563 and Kanoona costs $260,563 over 10 years by car. The cumulative difference is $0 in favour of Frogs Hollow. Excludes purchase price, mortgage, and personal expenses.

Which of Frogs Hollow and Kanoona is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Bega Valley rates (OLG and Bega Valley rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.