Georges Plains vs Perthville: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Georges Plains and Perthville are both Bathurst Regional rates (OLG suburbs, sitting 14 km and 10.2 km from Bathurst CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Perthville runs $926 a year cheaper than Georges Plains, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $10,616.
Over 10 years, Perthville costs about $10,600 less to run than Georges Plains — the same as paying $10,600 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Georges Plains
Perthville
Annual cost breakdown
| Category | Georges Plains | Perthville | Difference |
|---|---|---|---|
| Council rates | $1,341 | $1,341 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $4,036 | $3,110 | +$926 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,700 | $1,700 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $8,377 | $7,451 | +$926 |
| Total (public transport) | $6,741 | $6,741 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Georges Plains | Perthville | Difference |
|---|---|---|---|
| House | $3,257 | $3,257 | - |
| Unit | $2,691 | $2,691 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Georges Plains vs Perthville (2026-27)
What the numbers show
Perthville costs $926 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $10,616 in favour of Perthville.
The biggest single gap is commute costs at $926 per year. Georges Plains is 14 km from Bathurst CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,741 and $6,741 a year, so the $926 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,341 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Perthville by $926 a year, $3,110 against $4,036.
- Building insurance is identical at $1,700 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Georges Plains cumulative | Perthville cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,377 | $7,451 | $926 |
| Year 3 | $25,892 | $23,030 | $2,862 |
| Year 5 | $44,475 | $39,558 | $4,917 |
| Year 10 | $96,033 | $85,417 | $10,616 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Georges Plains or Perthville cheaper to live in?
Perthville is cheaper to run by car at $7,451 per year versus $8,377 for Georges Plains, a difference of $926 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Georges Plains and Perthville?
Annual council rates for a house are $1,341 in Georges Plains (Bathurst Regional rates (OLG) and $1,341 in Perthville (Bathurst Regional rates (OLG). Water and sewerage adds $1,300 in Georges Plains and $1,300 in Perthville. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Georges Plains and Perthville?
Annual driving commute costs are $4,036 from Georges Plains and $3,110 from Perthville to Bathurst CBD (ATO 91c/km). Public transport costs $2,400 from Georges Plains and $2,400 from Perthville.
What is the 10-year cost difference between Georges Plains and Perthville?
At 3% annual cost growth, Georges Plains costs a cumulative $96,033 and Perthville costs $85,417 over 10 years by car. The cumulative difference is $10,616 in favour of Perthville. Excludes purchase price, mortgage, and personal expenses.
Which of Georges Plains and Perthville is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Bathurst Regional rates (OLG and Bathurst Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.