Gladesville vs Huntleys Cove, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Gladesville (Ryde rates (OLG) and Huntleys Cove (Hunters Hill rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (8.7 km and 7.2 km).
Gladesville runs $1,248 a year cheaper than Huntleys Cove, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $14,307.
Over 10 years, Gladesville costs about $14,300 less to run than Huntleys Cove. That's about $28 a week.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →Gladesville
Huntleys Cove
Annual cost breakdown
| Category | Gladesville | Huntleys Cove | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,278 | $2,446 | -$1,168 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $2,709 | $2,289 | +$420 |
| Commute (public transport) Modelled, 2026-27 | $1,920 | $1,920 | - |
| Home insurance Estimated | $1,850 | $2,350 | -$500 |
| Body corporate (unit) Estimated | $2,600 | $2,600 | - |
| Total (driving) | $7,385 | $8,633 | -$1,248 |
| Total (public transport) | $6,596 | $8,264 | -$1,668 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Gladesville | Huntleys Cove | Difference |
|---|---|---|---|
| House | $2,342 | $2,342 | - |
| Unit | $1,909 | $1,909 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Gladesville vs Huntleys Cove (2026-27)
What the numbers show
Gladesville costs $1,248 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $14,307 in favour of Gladesville.
The biggest single gap is council rates at $1,168 per year.
On public transport the gap is $1,668 per year, $6,596 from Gladesville versus $8,264 from Huntleys Cove.
Where the difference actually comes from
- Council rates favours Gladesville by $1,168 a year, $1,278 against $2,446.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Huntleys Cove by $420 a year, $2,289 against $2,709.
- Building insurance favours Gladesville by $500 a year, $1,850 against $2,350.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Flood risk is rated high in Huntleys Cove against medium in Gladesville, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Gladesville cumulative | Huntleys Cove cumulative | Difference |
|---|---|---|---|
| Year 1 | $7,385 | $8,633 | $1,248 |
| Year 3 | $22,826 | $26,684 | $3,858 |
| Year 5 | $39,208 | $45,834 | $6,626 |
| Year 10 | $84,661 | $98,968 | $14,307 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Gladesville or Huntleys Cove cheaper to live in?
Gladesville is cheaper to run by car at $7,385 per year versus $8,633 for Huntleys Cove, a difference of $1,248 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Gladesville and Huntleys Cove?
Annual council rates for a house are $1,278 in Gladesville (Ryde rates (OLG) and $2,446 in Huntleys Cove (Hunters Hill rates (OLG). Water and sewerage adds $1,548 in Gladesville and $1,548 in Huntleys Cove. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Gladesville and Huntleys Cove?
Annual driving commute costs are $2,709 from Gladesville and $2,289 from Huntleys Cove to Sydney CBD (ATO 91c/km). Public transport costs $1,920 from Gladesville and $1,920 from Huntleys Cove.
What is the 10-year cost difference between Gladesville and Huntleys Cove?
At 3% annual cost growth, Gladesville costs a cumulative $84,661 and Huntleys Cove costs $98,968 over 10 years by car. The cumulative difference is $14,307 in favour of Gladesville. Excludes purchase price, mortgage, and personal expenses.
Which of Gladesville and Huntleys Cove suits you better?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Ryde rates (OLG and Hunters Hill rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.