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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Glenaven vs Jones Gully, true annual running costs compared 2026

Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks

Glenaven and Jones Gully are both Toowoomba Regional Council suburbs, sitting 42.5 km and 43.1 km from Toowoomba CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Jones Gully is the cheaper suburb to live in

Jones Gully runs $315 a year cheaper than Glenaven, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,611.

$315difference per year
$3,611over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $3,600, about $7 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan →

Glenaven

4355 · Toowoomba Regional Council · 42.5 km from CBD
$13,044
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$6,274
School score6.4/10
Flood & fire riskIn report

Jones Gully

4355 · Toowoomba Regional Council · 43.1 km from CBD
$12,729
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$5,974
School score6.4/10
Flood & fire riskIn report

Annual cost breakdown

CategoryGlenavenJones GullyDifference
Council rates Official, 2026-27$1,444$1,444-
Water & sewerage Official, 2026-27$2,188$2,188-
Commute (driving) Modelled, 2026-27$6,962$6,947+$15
Commute (public transport) Modelled, 2026-27$192$192-
Home insurance Estimated$2,450$2,150+$300
Body corporate (unit) Estimated$1,400$1,400-
Total (driving)$13,044$12,729+$315
Total (public transport)$6,274$5,974+$300

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).

Estimated electricity cost typical 2-person household
DwellingGlenavenJones GullyDifference
House$2,274$2,274-
Unit$1,870$1,870-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Glenaven vs Jones Gully (2026-27)

What the numbers show

Glenaven and Jones Gully differ by $315 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $15, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $300 per year.

On public transport the gap is $300 per year, $6,274 from Glenaven versus $5,974 from Jones Gully.

Where the difference actually comes from

Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.

10-year cumulative cost projection

YearGlenaven cumulativeJones Gully cumulativeDifference
Year 1$13,044$12,729$315
Year 3$40,318$39,344$974
Year 5$69,252$67,580$1,672
Year 10$149,535$145,924$3,611

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Glenaven or Jones Gully cheaper to live in?

    Neither is named cheaper. Glenaven runs $13,044 a year by car and Jones Gully $12,729, but most of the $315 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $15. Source: SuburbCost 2026 data.

  2. What are council rates in Glenaven and Jones Gully?

    Annual council rates for a house are $1,444 in Glenaven (Toowoomba Regional Council) and $1,444 in Jones Gully (Toowoomba Regional Council). Water and sewerage adds $2,188 in Glenaven and $2,188 in Jones Gully. Both figures are the minimum residential general rate; properties on higher land value pay more.

  3. How does the commute cost compare between Glenaven and Jones Gully?

    Annual driving commute costs are $6,962 from Glenaven and $6,947 from Jones Gully to Toowoomba CBD (ATO 91c/km). Public transport costs $192 from Glenaven and $192 from Jones Gully.

  4. What is the 10-year cost difference between Glenaven and Jones Gully?

    At 3% annual cost growth, Glenaven costs a cumulative $149,535 and Jones Gully costs $145,924 over 10 years by car. The cumulative difference is $3,611 in favour of Jones Gully. Excludes purchase price, mortgage, and personal expenses.

Which of Glenaven and Jones Gully suits you better?

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Sources: Toowoomba Regional Council and Toowoomba Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.