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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Glenbrook vs Lapstone: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Glenbrook and Lapstone are both Blue Mountains rates (OLG suburbs, sitting 55 km and 54 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Glenbrook and Lapstone cost about the same to live in

The two sit within $122 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$122difference per year
$1,398over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Glenbrook

2773 · Blue Mountains rates (OLG · 55 km from CBD
$12,063
Total annual cost (driving)
Public transport total$8,655
School score9.0/10
Flood & fire riskIn report

Lapstone

2773 · Blue Mountains rates (OLG · 54 km from CBD
$12,185
Total annual cost (driving)
Public transport total$8,655
School score8.8/10
Flood & fire riskIn report

Annual cost breakdown

CategoryGlenbrookLapstoneDifference
Council rates$2,157$2,157-
Water & sewerage$1,548$1,548-
Commute (driving)$5,808$5,930-$122
Commute (public transport)$2,400$2,400-
Home insurance$2,550$2,550-
Body corporate (unit)$2,100$2,100-
Total (driving)$12,063$12,185-$122
Total (public transport)$8,655$8,655-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingGlenbrookLapstoneDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Glenbrook vs Lapstone (2026-27)

What the numbers show

Glenbrook and Lapstone cost within $122 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,398, making running cost a minor factor in the decision.

The biggest single gap is commute costs at $122 per year. Glenbrook is 55 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $8,655 and $8,655 a year, so the $122 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearGlenbrook cumulativeLapstone cumulativeDifference
Year 1$12,063$12,185$122
Year 3$37,286$37,663$377
Year 5$64,044$64,692$648
Year 10$138,289$139,687$1,398

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Glenbrook or Lapstone cheaper to live in?

    Glenbrook is cheaper to run by car at $12,063 per year versus $12,185 for Lapstone, a difference of $122 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Glenbrook and Lapstone?

    Annual council rates for a house are $2,157 in Glenbrook (Blue Mountains rates (OLG) and $2,157 in Lapstone (Blue Mountains rates (OLG). Water and sewerage adds $1,548 in Glenbrook and $1,548 in Lapstone. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Glenbrook and Lapstone?

    Annual driving commute costs are $5,808 from Glenbrook and $5,930 from Lapstone to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Glenbrook and $2,400 from Lapstone.

  4. What is the 10-year cost difference between Glenbrook and Lapstone?

    At 3% annual cost growth, Glenbrook costs a cumulative $138,289 and Lapstone costs $139,687 over 10 years by car. The cumulative difference is $1,398 in favour of Glenbrook. Excludes purchase price, mortgage, and personal expenses.

Which of Glenbrook and Lapstone is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

Free · no spam · built from official council, ATO & ACARA data

Related comparisons

Sources: Blue Mountains rates (OLG and Blue Mountains rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.