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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Glenwood vs Norwest: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Glenwood (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and Norwest (The Hills rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (29.5 km and 27.3 km).

The verdict
Norwest is the cheaper suburb to live in

Norwest runs $315 a year cheaper than Glenwood, driven mostly by the commute. Over 10 years at 3% growth that gap compounds to about $3,611.

$315difference per year
$3,611over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Glenwood

2768 · Blacktown City Council rates (IPART approved SRV, 11.54% adopted for · 29.5 km from CBD
$11,051
Total annual cost (driving)
Public transport total$7,158
School score9.0/10
Flood & fire riskIn report

Norwest

2153 · The Hills rates (OLG · 27.3 km from CBD
$10,736
Total annual cost (driving)
Public transport total$7,059
School score9.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryGlenwoodNorwestDifference
Council rates$1,360$1,261+$99
Water & sewerage$1,548$1,548-
Commute (driving)$6,293$6,077+$216
Commute (public transport)$2,400$2,400-
Home insurance$1,850$1,850-
Body corporate (unit)$2,100$2,100-
Total (driving)$11,051$10,736+$315
Total (public transport)$7,158$7,059+$99

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingGlenwoodNorwestDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Glenwood vs Norwest (2026-27)

What the numbers show

Norwest costs $315 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $3,611 in favour of Norwest.

The biggest single gap is commute costs at $216 per year. Glenwood is 29.5 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $7,158 and $7,059 a year, so the $315 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearGlenwood cumulativeNorwest cumulativeDifference
Year 1$11,051$10,736$315
Year 3$34,158$33,184$974
Year 5$58,671$56,999$1,672
Year 10$126,687$123,076$3,611

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Glenwood or Norwest cheaper to live in?

    Norwest is cheaper to run by car at $10,736 per year versus $11,051 for Glenwood, a difference of $315 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Glenwood and Norwest?

    Annual council rates for a house are $1,360 in Glenwood (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,261 in Norwest (The Hills rates (OLG). Water and sewerage adds $1,548 in Glenwood and $1,548 in Norwest. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Glenwood and Norwest?

    Annual driving commute costs are $6,293 from Glenwood and $6,077 from Norwest to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Glenwood and $2,400 from Norwest.

  4. What is the 10-year cost difference between Glenwood and Norwest?

    At 3% annual cost growth, Glenwood costs a cumulative $126,687 and Norwest costs $123,076 over 10 years by car. The cumulative difference is $3,611 in favour of Norwest. Excludes purchase price, mortgage, and personal expenses.

Which of Glenwood and Norwest is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and The Hills rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.