Goolmangar vs Keerrong: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Goolmangar and Keerrong are both Lismore rates (OLG suburbs, and are commonly compared by buyers weighing up running costs within the same council area.
Goolmangar runs $650 a year cheaper than Keerrong, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,451.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Goolmangar
Keerrong
Annual cost breakdown
| Category | Goolmangar | Keerrong | Difference |
|---|---|---|---|
| Council rates | $1,534 | $1,534 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $18,200 | $18,200 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,450 | $3,100 | -$650 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $23,484 | $24,134 | -$650 |
| Total (public transport) | $7,684 | $8,334 | -$650 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Goolmangar | Keerrong | Difference |
|---|---|---|---|
| House | $2,774 | $2,774 | - |
| Unit | $2,329 | $2,329 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Goolmangar vs Keerrong (2026-27)
What the numbers show
Goolmangar costs $650 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $7,451 in favour of Goolmangar.
The biggest single gap is home insurance at $650 per year. Keerrong carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $650 per year, $7,684 from Goolmangar versus $8,334 from Keerrong.
Where the difference actually comes from
- Council rates is identical at $1,534 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute is identical at $18,200 a year.
- Building insurance favours Goolmangar by $650 a year, $2,450 against $3,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is the insurance band.
Flood risk is rated high in Keerrong against medium in Goolmangar, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Goolmangar cumulative | Keerrong cumulative | Difference |
|---|---|---|---|
| Year 1 | $23,484 | $24,134 | $650 |
| Year 3 | $72,587 | $74,596 | $2,009 |
| Year 5 | $124,680 | $128,131 | $3,451 |
| Year 10 | $269,218 | $276,669 | $7,451 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Goolmangar or Keerrong cheaper to live in?
Goolmangar is cheaper to run by car at $23,484 per year versus $24,134 for Keerrong, a difference of $650 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Goolmangar and Keerrong?
Annual council rates for a house are $1,534 in Goolmangar (Lismore rates (OLG) and $1,534 in Keerrong (Lismore rates (OLG). Water and sewerage adds $1,300 in Goolmangar and $1,300 in Keerrong. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Goolmangar and Keerrong?
Goolmangar carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Keerrong carries a flat regional driving allowance of $18,200, about 20,000 km of household driving a year, because it is more than 100 km from Sydney CBD. Public transport costs $2,400 from Goolmangar and $2,400 from Keerrong.
What is the 10-year cost difference between Goolmangar and Keerrong?
At 3% annual cost growth, Goolmangar costs a cumulative $269,218 and Keerrong costs $276,669 over 10 years by car. The cumulative difference is $7,451 in favour of Goolmangar. Excludes purchase price, mortgage, and personal expenses.
Which of Goolmangar and Keerrong is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Lismore rates (OLG and Lismore rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.