Green Gully vs Queens Pinch: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Green Gully and Queens Pinch are both Mid-Western Regional rates (OLG suburbs, sitting 186.4 km and 189.3 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $0 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Green Gully
Queens Pinch
Annual cost breakdown
| Category | Green Gully | Queens Pinch | Difference |
|---|---|---|---|
| Council rates | $1,122 | $1,122 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $2,400 | - |
| Body corporate (unit) | $1,800 | $1,800 | - |
| Total (driving) | $22,422 | $22,422 | - |
| Total (public transport) | $7,222 | $7,222 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Green Gully | Queens Pinch | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Green Gully vs Queens Pinch (2026-27)
What the numbers show
Green Gully and Queens Pinch cost within $0 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $0, making running cost a minor factor in the decision.
The biggest single gap is council rates at $0 per year.
On public transport the two suburbs cost almost the same, $7,222 and $7,222 a year, so the $0 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Green Gully cumulative | Queens Pinch cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,422 | $22,422 | $0 |
| Year 3 | $69,304 | $69,304 | $0 |
| Year 5 | $119,041 | $119,041 | $0 |
| Year 10 | $257,043 | $257,043 | $0 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Green Gully or Queens Pinch cheaper to live in?
Green Gully is cheaper to run by car at $22,422 per year versus $22,422 for Queens Pinch, a difference of $0 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Green Gully and Queens Pinch?
Annual council rates for a house are $1,122 in Green Gully (Mid-Western Regional rates (OLG) and $1,122 in Queens Pinch (Mid-Western Regional rates (OLG). Water and sewerage adds $1,300 in Green Gully and $1,300 in Queens Pinch. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Green Gully and Queens Pinch?
Annual driving commute costs are $17,600 from Green Gully and $17,600 from Queens Pinch to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Green Gully and $2,400 from Queens Pinch.
What is the 10-year cost difference between Green Gully and Queens Pinch?
At 3% annual cost growth, Green Gully costs a cumulative $257,043 and Queens Pinch costs $257,043 over 10 years by car. The cumulative difference is $0 in favour of Green Gully. Excludes purchase price, mortgage, and personal expenses.
Which of Green Gully and Queens Pinch is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Mid-Western Regional rates (OLG and Mid-Western Regional rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.