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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Guildford West vs Yennora: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Guildford West and Yennora are both Cumberland rates (OLG suburbs, sitting 22.7 km and 23 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Guildford West and Yennora cost about the same to live in

The two sit within $44 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$44difference per year
$504over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Guildford West

2161 · Cumberland rates (OLG · 22.7 km from CBD
$10,425
Total annual cost (driving)
Public transport total$7,331
School score4.6/10
Flood & fire riskIn report

Yennora

2161 · Cumberland rates (OLG · 23 km from CBD
$10,469
Total annual cost (driving)
Public transport total$7,331
School score3.5/10
Flood & fire riskIn report

Annual cost breakdown

CategoryGuildford WestYennoraDifference
Council rates$1,083$1,083-
Water & sewerage$1,548$1,548-
Commute (driving)$5,494$5,538-$44
Commute (public transport)$2,400$2,400-
Home insurance$2,300$2,300-
Body corporate (unit)$2,300$2,300-
Total (driving)$10,425$10,469-$44
Total (public transport)$7,331$7,331-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingGuildford WestYennoraDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Guildford West vs Yennora (2026-27)

What the numbers show

Guildford West and Yennora cost within $44 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $504, making running cost a minor factor in the decision.

The biggest single gap is commute costs at $44 per year. Yennora is 23 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $7,331 and $7,331 a year, so the $44 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearGuildford West cumulativeYennora cumulativeDifference
Year 1$10,425$10,469$44
Year 3$32,223$32,359$136
Year 5$55,348$55,581$233
Year 10$119,511$120,015$504

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Guildford West or Yennora cheaper to live in?

    Guildford West is cheaper to run by car at $10,425 per year versus $10,469 for Yennora, a difference of $44 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Guildford West and Yennora?

    Annual council rates for a house are $1,083 in Guildford West (Cumberland rates (OLG) and $1,083 in Yennora (Cumberland rates (OLG). Water and sewerage adds $1,548 in Guildford West and $1,548 in Yennora. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Guildford West and Yennora?

    Annual driving commute costs are $5,494 from Guildford West and $5,538 from Yennora to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Guildford West and $2,400 from Yennora.

  4. What is the 10-year cost difference between Guildford West and Yennora?

    At 3% annual cost growth, Guildford West costs a cumulative $119,511 and Yennora costs $120,015 over 10 years by car. The cumulative difference is $504 in favour of Guildford West. Excludes purchase price, mortgage, and personal expenses.

Which of Guildford West and Yennora is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Cumberland rates (OLG and Cumberland rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.