Guildford West vs Yennora, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Guildford West and Yennora are both Cumberland rates (OLG suburbs, sitting 22.7 km and 23 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $46 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run.
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Yennora
Annual cost breakdown
| Category | Guildford West | Yennora | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,083 | $1,083 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $5,681 | $5,727 | -$46 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $1,850 | - |
| Body corporate (unit) Estimated | $2,300 | $2,300 | - |
| Total (driving) | $10,162 | $10,208 | -$46 |
| Total (public transport) | $6,881 | $6,881 | - |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Guildford West | Yennora | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Guildford West vs Yennora (2026-27)
What the numbers show
Guildford West and Yennora cost within $46 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $527, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $46 per year. Yennora is 23 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $6,881 and $6,881 a year, so the $46 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,083 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Guildford West by $46 a year, $5,681 against $5,727.
- Building insurance is identical at $1,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
The catchment state school scores 4.6 in Guildford West against 3.5 in Yennora, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Guildford West cumulative | Yennora cumulative | Difference |
|---|---|---|---|
| Year 1 | $10,162 | $10,208 | $46 |
| Year 3 | $31,410 | $31,552 | $142 |
| Year 5 | $53,951 | $54,196 | $245 |
| Year 10 | $116,496 | $117,023 | $527 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Guildford West or Yennora cheaper to live in?
Guildford West is cheaper to run by car at $10,162 per year versus $10,208 for Yennora, a difference of $46 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Guildford West and Yennora?
Annual council rates for a house are $1,083 in Guildford West (Cumberland rates (OLG) and $1,083 in Yennora (Cumberland rates (OLG). Water and sewerage adds $1,548 in Guildford West and $1,548 in Yennora. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Guildford West and Yennora?
Annual driving commute costs are $5,681 from Guildford West and $5,727 from Yennora to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Guildford West and $2,400 from Yennora.
What is the 10-year cost difference between Guildford West and Yennora?
At 3% annual cost growth, Guildford West costs a cumulative $116,496 and Yennora costs $117,023 over 10 years by car. The cumulative difference is $527 in favour of Guildford West. Excludes purchase price, mortgage, and personal expenses.
Which of Guildford West and Yennora suits you better?
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Related comparisons
Sources: Cumberland rates (OLG and Cumberland rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.