Harrisville vs Milora, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Harrisville and Milora are both Scenic Rim Regional Council suburbs, sitting 37.4 km and 33.5 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Milora runs $755 a year cheaper than Harrisville, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $8,656.
Over 10 years the gap between these two is about $8,700, about $17 a week, and most of it is the AI-estimated insurance line.
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Milora
Annual cost breakdown
| Category | Harrisville | Milora | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,376 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,959 | $6,804 | +$155 |
| Commute (public transport) Modelled, 2026-27 | $6,959 | $6,804 | +$155 |
| Home insurance Estimated | $2,000 | $1,400 | +$600 |
| Body corporate (unit) Estimated | $1,600 | $1,500 | +$100 |
| Total (driving) | $12,235 | $11,480 | +$755 |
| Total (public transport) | $12,235 | $11,480 | +$755 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Harrisville | Milora | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Harrisville vs Milora (2026-27)
What the numbers show
Harrisville and Milora differ by $755 a year by car, but $600 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $155, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $600 per year.
On public transport the gap is $755 per year, $12,235 from Harrisville versus $11,480 from Milora.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Milora by $155 a year, $6,804 against $6,959.
- Building insurance favours Milora by $600 a year, $1,400 against $2,000.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Harrisville against medium in Milora, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Harrisville cumulative | Milora cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,235 | $11,480 | $755 |
| Year 3 | $37,817 | $35,484 | $2,333 |
| Year 5 | $64,957 | $60,949 | $4,008 |
| Year 10 | $140,261 | $131,605 | $8,656 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Harrisville or Milora cheaper to live in?
Neither is named cheaper. Harrisville runs $12,235 a year by car and Milora $11,480, but most of the $755 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $155. Source: SuburbCost 2026 data.
What are council rates in Harrisville and Milora?
Annual council rates for a house are $1,376 in Harrisville (Scenic Rim Regional Council) and $1,376 in Milora (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Harrisville and $1,900 in Milora. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Harrisville and Milora?
Annual driving commute costs are $6,959 from Harrisville and $6,804 from Milora to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Harrisville and Milora?
At 3% annual cost growth, Harrisville costs a cumulative $140,261 and Milora costs $131,605 over 10 years by car. The cumulative difference is $8,656 in favour of Milora. Excludes purchase price, mortgage, and personal expenses.
Which of Harrisville and Milora suits you better?
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Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.