Harrisville vs Wilsons Plains, true annual running costs compared 2026
Last updated July 2026 · council rates 2026-27 (QLD), ATO 91c/km, Translink fares, AER electricity benchmarks
Harrisville and Wilsons Plains are both Scenic Rim Regional Council suburbs, sitting 37.4 km and 37 km from Beaudesert CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Wilsons Plains runs $560 a year cheaper than Harrisville, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,420.
Over 10 years the gap between these two is about $6,400, about $12 a week, and most of it is the AI-estimated insurance line.
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Wilsons Plains
Annual cost breakdown
| Category | Harrisville | Wilsons Plains | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,376 | - |
| Water & sewerage Official, 2026-27 | $1,900 | $1,900 | - |
| Commute (driving) Modelled, 2026-27 | $6,959 | $6,949 | +$10 |
| Commute (public transport) Modelled, 2026-27 | $6,959 | $6,949 | +$10 |
| Home insurance Estimated | $2,000 | $1,450 | +$550 |
| Body corporate (unit) Estimated | $1,600 | $1,900 | -$300 |
| Total (driving) | $12,235 | $11,675 | +$560 |
| Total (public transport) | $12,235 | $11,675 | +$560 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Harrisville | Wilsons Plains | Difference |
|---|---|---|---|
| House | $2,135 | $2,135 | - |
| Unit | $1,776 | $1,776 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Harrisville vs Wilsons Plains (2026-27)
What the numbers show
Harrisville and Wilsons Plains differ by $560 a year by car, but $550 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $10, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $550 per year.
On public transport the gap is $560 per year, $12,235 from Harrisville versus $11,675 from Wilsons Plains.
Where the difference actually comes from
- Council rates is identical at $1,376 a year.
- Water and sewerage is identical at $1,900 a year.
- Driving commute favours Wilsons Plains by $10 a year, $6,949 against $6,959.
- Building insurance favours Wilsons Plains by $550 a year, $1,450 against $2,000.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated high in Harrisville against medium in Wilsons Plains, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Harrisville cumulative | Wilsons Plains cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,235 | $11,675 | $560 |
| Year 3 | $37,817 | $36,086 | $1,731 |
| Year 5 | $64,957 | $61,984 | $2,973 |
| Year 10 | $140,261 | $133,841 | $6,420 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Harrisville or Wilsons Plains cheaper to live in?
Neither is named cheaper. Harrisville runs $12,235 a year by car and Wilsons Plains $11,675, but most of the $560 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $10. Source: SuburbCost 2026 data.
What are council rates in Harrisville and Wilsons Plains?
Annual council rates for a house are $1,376 in Harrisville (Scenic Rim Regional Council) and $1,376 in Wilsons Plains (Scenic Rim Regional Council). Water and sewerage adds $1,900 in Harrisville and $1,900 in Wilsons Plains. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Harrisville and Wilsons Plains?
Annual driving commute costs are $6,959 from Harrisville and $6,949 from Wilsons Plains to Beaudesert CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Harrisville and Wilsons Plains?
At 3% annual cost growth, Harrisville costs a cumulative $140,261 and Wilsons Plains costs $133,841 over 10 years by car. The cumulative difference is $6,420 in favour of Wilsons Plains. Excludes purchase price, mortgage, and personal expenses.
Which of Harrisville and Wilsons Plains suits you better?
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Sources: Scenic Rim Regional Council and Scenic Rim Regional Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.