Hemmant vs Tingalpa: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Hemmant and Tingalpa are both Brisbane City Council suburbs, sitting 10.8 km and 10.1 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Hemmant runs $825 a year cheaper than Tingalpa, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $9,458.
Over 10 years, Hemmant costs about $9,500 less to run than Tingalpa — the same as paying $9,500 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Hemmant
Tingalpa
Annual cost breakdown
| Category | Hemmant | Tingalpa | Difference |
|---|---|---|---|
| Council rates | $1,579 | $1,579 | - |
| Water & sewerage | $1,900 | $1,900 | - |
| Commute (driving) | $3,157 | $2,982 | +$175 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $2,000 | $3,000 | -$1,000 |
| Body corporate (unit) | $2,500 | $2,400 | +$100 |
| Total (driving) | $8,636 | $9,461 | -$825 |
| Total (public transport) | $5,671 | $6,671 | -$1,000 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Hemmant | Tingalpa | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Hemmant vs Tingalpa (2026-27)
What the numbers show
Hemmant costs $825 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,458 in favour of Hemmant.
The biggest single gap is home insurance at $1,000 per year. Tingalpa carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $1,000 per year, $5,671 from Hemmant versus $6,671 from Tingalpa.
10-year cumulative cost projection
| Year | Hemmant cumulative | Tingalpa cumulative | Difference |
|---|---|---|---|
| Year 1 | $8,636 | $9,461 | $825 |
| Year 3 | $26,693 | $29,243 | $2,550 |
| Year 5 | $45,850 | $50,230 | $4,380 |
| Year 10 | $99,002 | $108,460 | $9,458 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Hemmant or Tingalpa cheaper to live in?
Hemmant is cheaper to run by car at $8,636 per year versus $9,461 for Tingalpa, a difference of $825 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Hemmant and Tingalpa?
Annual council rates for a house are $1,579 in Hemmant (Brisbane City Council) and $1,579 in Tingalpa (Brisbane City Council). Water and sewerage adds $1,900 in Hemmant and $1,900 in Tingalpa. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Hemmant and Tingalpa?
Annual driving commute costs are $3,157 from Hemmant and $2,982 from Tingalpa to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Hemmant and $192 from Tingalpa.
What is the 10-year cost difference between Hemmant and Tingalpa?
At 3% annual cost growth, Hemmant costs a cumulative $99,002 and Tingalpa costs $108,460 over 10 years by car. The cumulative difference is $9,458 in favour of Hemmant. Excludes purchase price, mortgage, and personal expenses.
Which of Hemmant and Tingalpa is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Brisbane City Council and Brisbane City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.